Complaint Review: Homecomings Financial

My first mortgage with Homecomings was paid off 12/03 with no problems at all with them. Three months later I pulled my credit to buy another house and found they had posted two 30-day late payments on my account, which was incorrect. 63 days later and over 40 calls, they reported corrected' information to the credit bureaus. Now, 8 months into this nightmare and several hundred calls and several Homecomings 'corrections', I have four 30-day lates and Homcomings refuses to listen or talk about it.

I have disputed the account several times through the credit bureaus to no avail. I have faxed documentation numerous times to Homecomings proving the inaccurate reportings to no avail. I have attempted to talk to their legal department and they refuse communication.

My credit has collapsed, I have been denied mortgages, and I continue to suffer harm. All because Homecomings refuses to report accurate credit information. BEWARE - do NOT take a mortgage out with Homecomings. Their customer service department is more like a devil's den. They do what they want irregardless of how it might hurt someone and refuse to take appropriate action to correct mistakes. Afterall, they THINK they are perfect.

Steve
Orlando, Florida
U.S.A.