HomEq Servicing is trying to forclose on my mothers home and she has made her payments every month she has been through a chapter 13 with them and has paid it off and now they say she's not making her payments but she has proof of every payment she pays 422.97 a month and they told her she would have to 600.00 and something a month to catch up on something she's not late on she has forclosure on her home. Sacramento California
HomEq sent my mother forclosure papers to her in february she filed a chapter 13 back in 2003 to keep her home the reason was my grandmother and my mom were both on the mortgage when my grandmother passed my mother couldn't make the payments so she then filed bankruptcy.well she paid five years and cleared the bankruptcy and now even though she has kept her payments current they are trying to forclose on her home she and my grandmother were told by HomEq that they could refinance there home with them back in september in 2002 and they faxed HomEq all the stuff they asked for. when they did that after getting all info they needed the guy that said they could was nowhere to be found so there equity was gone to thus then my grandmother passed november 2002 forcing my mother into bankruptcy now even though she is cleared and keeping current payments they are trying to forclose on her home if anybody has any advice or can help in any way it would be a blessing.
tammy
saint charles, Kentucky
U.S.A.
2 Updates & Rebuttals
Cas
Roscoe,Illinois,
U.S.A.
homeq scam
#3Consumer Suggestion
Tue, April 21, 2009
if she filed through a chapter 13 that means she sent payments to a person that would send all her payments to the debt collectors so she wouldnt half to deal with the collectors she would need to talk to that person that was sending her payment out cause she wouldnt be the one sending the payment she would have to send the payment to the person thats in her county that deals with all the chapter 13 so look in to that
No_Escape
Sacramento,California,
U.S.A.
Suggestion
#3Consumer Comment
Sat, March 28, 2009
If she's been making her payments there is no reason for a company to foreclose. Lenders don't foreclose if they are receiving their money. Have her show you her statements, call HomEq and find out how far behind she is and how much she owes. I've also heard of people who have filed BK, they give payments to the trustee but the trustee fails to send in the payments. I'm willing to bet if you look into you'll find that she hasn't been sending in the correct amount.