Complaint Review: Household Auto Finance - Household International

I currently have an auto loan with these F@$*kers at a lovely and comfortable (sense the sarcasm?) 22%. Now we all know I'm at this rate because of bad credit.
I've read all the complaints and rebuttals about this company. All I can really say is how is a company like this allowed to stay in business. We all know what kind of rate we're getting when we sign the papers for our vehicles, but we don't foresee the multitude of phone calls( I'm up to 20 in a day,once) that you get when you are at all late. How is that not considered harassment. On average, it about 10-12 a day.

Most of their people are nasty, condescending, and rude when you speak to them. I've tried and tried to make arrangements with them that suit my budget when I am late, and they always have to submit the idea to management, and it's always denied.

At that point they make what arrangement the company wants, no matter whether it works for you and thats all! I was even told and I quote " If you can't make your payments on time, and deal with this arrangement the way we need it, then maybe you should give the car back, you broke loser." Had that been said to my face, I would have been fighting, but of course they can hide behind a phone. I hate this company, the people they have working for them, and everything they represent!!!

Jason
Keansburg, New Jersey
U.S.A.