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  • Report:  #93896

Complaint Review: Household Bank

Household Bank ripoff charges late fees when you pay 2-3 days before due date online, ups interest fees immediately Salinas California

  • Reported By:
    Tigard Oregon
  • Submitted:
    Mon, June 07, 2004
  • Updated:
    Mon, June 07, 2004
  • Household Bank
    P.O. Box 60102, City Of Industry, California 91716
    Salinas, California
    U.S.A.
  • Phone:
    800-477-6000
  • Category:

The first problem I had is when you buy on an interest free plan. Mine was for 6 months, I paid in full 3 weeks early and they still charged me the interest. It took 3 months to get them to take it off.

I stopped using the card for quite awhile, when I did I paid online, they request you to pay online two-three days before the bill date which I do, but if its two days it should have been three and if its three days I should have paid four days early. I have gotten a late fee almost everytime.

They raised my interest to 19.99% and the worst thing is all my other creditors followed suit and raised my interest fees. I now have gone from an excellent credit report to the pits, even with companies I've never had a problem with in 15years. I will be dead before its all paid off! I hope there's an Erin Brockovich out there willing to help get the millions back they must owe people!

Kathy
Tigard, Oregon
U.S.A.

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