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HSBC - Orchard Bank Late fees, overlimit fees, finance charges ripoff Baltimore Maryland
I started with this company to build up my credit, Boy was I in for the shock of my life!! I used my card and paid it on time every month, then one month I moved and used the card to get a moving truck, I paid the bill ONE day late, so they tacked on a late fee, which brought it over the limit, then they tacked on another fee for that. And then because of all that, the interest rate went up to 30%!
This company is such a scam, after repeated phone calls I got no resolution. So I decided to cancel the card and put it on automatic pay to pay off the card, Going by their schedule of due dates I paid every month, well last month they decided that the date due was going to change, so YET again I get another late fee. I beseech anyone thinking about getting this card to NOT use their services. They are a SCAM!
June
NASHUA, New Hampshire
U.S.A.