Icardservices (AKA) VIP Advantage Visa Card Ripoff, This Company Is Not In Your Best Interest for Services, They Instantly take money from your account without verifying your information or who you are! Ft. Lauderdale Florida
Dec. 31, 2004 my wife, (whom is the Primary Account Holder) called me to inform me that our account has been overdrawn by $70 as of Dec. 27,04 unless we put an extra $159.00 into our account to cover this unauthorized charge it could go higher. Because, of a charge that I had made to our account. I informed her that I did no such thing.
I spoke to my wife and received all the necessary information to call the company responsible for applying the charge. 12/31/04 @ 10:42am, Icard services manager Ms. Mezell, informed me that, on Dec. 25, 2004 @ 3:52am, there was an order placed for a credit card using my first and last name, checking account information (routing# & account#) and e-mail address.
But none of my other per dentures matched what Icard Services have listed in their files (S.S#, DOB, Address). So, I politely asked her do Icard services as a legitimate company, do you verify information supplied. Her response was we don't have to; it's an Online Service for applying for a Pre-Paid Visa Credit Card. I was shocked to hear that, so I began asking for the business merchant number, BBB# and address.
Ms. Mezell informed me that she had none of the information I've requested and all that she could give me was the business FED Tax I.D. Number. I informed her that the FED Tax I.D. number
Is not useful in this matter. What I need is for you to credit our account back, since it's evident that you have false information. I told Ms. Mezell to call the bank where the funds was taking from and verify the information that she has with that of the bank in which the account is drawn.
She informed me that she couldn't do that and that I needed to file an Police report and once I've done that, I need to fax it to their office and then they could start a refund process that could take up to 90-days. Since talking with the Manager Ms. Mezell @ 866-630-3757 around 10:42am, I'm now unable to get thru to anyone, after trying 5 times and the last call I made I was on hold for 1 hour 14 minutes before giving up.
If we as a people can't put a stop to predators like theses, that gives Visa and others creditors bad names. Then why don't Visa do something to make sure, these quick come up companies don't used their name or logo on a piece of plastic to rip-off people?
How can we notify the world about these crooks and get our funds returned sooner.
Thanks, For Letting Me Vent!!!
Stacy
Morrow, Georgia
U.S.A.