Complaint Review: ICM websites - internet cash machines

The Internet Cash Machine websites took $139.95 out of my bank account with no authorization.  When I first encountered this company I was very skeptical about giving my credit card information over the internet.  But as I read all the details of this company and them stating that only $2.97 was going to be charged to my credit card was very excited about being able to work from home. 

ICM indicated that the one time charge of $2.97 was so they could send me the product in the mail.  I could look it all over and start earning my thousands of dollars and could cancel at any time.  The website showed all the testomonies of people who started the business and copies of the checks they earned were also posted. 

I only did this because is was on the news of how great and legit this company is.

I recieved an email from the ICM welcoming me and giving me the information of my login name that I had created myself and a password.  The email indicated to activate my account I had to visit the website and enter my login id and password.  I tried that and was not able to log into the site using the information they provided me. 

I NEVER activated my account.  I had tried several times for five days straight to login from the initial time of me signing up and receiving the email on May 5th, 2010.  I quit and thought that once I get the product in the mail from them it would be easy to get this activated and start.  Once again I am stating I never received anything in the mail from ICM.

I have read several testomonies from the ripoff report site that the exact same thing happen to many others.  A rebuttle from ICM states to one of victims that the terms and condition state very clearly that once the account is set up we must confirm our personal information to make sure everything is correct by logging into the website.  Once again I never did this or activated the account.  So with that said nothing should have been taken out of my bank account. 

ICM goes on to say that in terms and condition is states a 3-day trial and continue the path to making money will be billed a one-ime fee of $139.95 and a montly fee and we can cancel any time as I mentioned above.  So if we get a 3-day trial but don't log into the website or dont get the product so we can have that 3-day trial, how can ICM charge us?  They obviously have access to see the account and see that it isn't activated.  The $2.97 was taken out of my account on May 8th, 2010 and the $139.95 was taken out on May 12th, 2010, four days of the last transaction. 

Once I called my bank regarding the $139.95 I asked them if there was a number posted next to the transaction of a number to call.  I was given 877-863-3877 and I tried that number serveral times and all it would do is ring busy.  I tried several times to call 877-863-3088 as well and as soon as I mention I want this canceled, I got hung up.  Like so many others.  I have reported this to my bank as a fraudulent act on this company and I expect a refund credit back to my account in my name. 

 

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder RipoffReport.com Author of www.ripoffrevenge.com

Rip-off Report PO Box 310, Tempe, Arizona 85280