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Indy Mac Mortgage Services One West Bank is foreclosing on me after many attemps to modify my loan and shortsale my property Pasadena, California
Indy Mac/ One West Bank is basically refusing to work with me on a solution to my mortgage. I fell behind on my payment a year ago after they paid my property taxes in January for me, I didn't have escrow set up and I had been living in my home for 4 years prior to this which each year I paid my own taxes around January or February; When I went to make payment for my taxes I was told that my mortgage had pay them two days prior. I then Called the mortgage company and try to repay them the amount of my tax, which then they added escrow to my account and wanted an additional $4,000 dollars to cover escrow and past due taxes.
I did not have the money to cover the additional amount and had just recently had through a divorce and loss of income. My payment went from $1475 per month to $2,600 something which I could not cover. I then applied for a home loan modification which kept my payments at $1500 per month and which took almost a year to find out that I was denied.
At that time I put my home on the market for sale and attempted to do a shortsale after a month on the market I got multiple offers which would cover the principal on the loan I submitted a COMPLETE shortsale package immediately but for some odd reason Indy Mac kept coming back saying the my Package was incomplete I sent them document after document which never got there and when they did they kept coming back and saying that it was incomplete even after another agent had acknowledged that they had received everything.
well to my surprise without any notice I was told over the phone that I have a foreclosure date of the 2nd of February and that I have no other option but to be foreclosed on even after I submitted all of my financial information and made many attempts to shortsale or deed-in-lieu of foreclosure. I just got off the phone with Indy Mac and they are refusing to work with me and would rather foreclose on my home than to allow me to shortsale or give it back to them for deed-in-lieu of foreclosure.
I feel riped off and violated! I have never made so much effort to fix something and had every door slammed on my face! I see why everyone is being foreclosed on now days, it's like they rather destroy our economy and flood the market with millions of foreclosed properties with our tax dollars!
Indy mac was one of the first banks to default on the responsibility and got taken over by the FDIC.. We bailed them out with the Obama Bail out plan which put millions of dollars into their pockets and now they don't even want to help people keep their homes or resolve the matter in a professional manor.
I think they would rather have more foreclosures in the pipeline in order to obtain more help from the government and the hell with the tax payers who will be paying for the bail out for years to come!! just like AIG, GMC and many other companies who have millions of dollars in revenue but keep asking for a hand out!!!
this is ridiculous and if you ask me is just plain and simple a rip off/theft!!
25 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
Bobby,
#26Consumer Comment
Mon, April 22, 2013
Please feel free to give us an update to your Ripoff Report when you get a chance. Thanks.
Karl
Highlands Ranch,Colorado,
USA
I'M JUST AN AVERAGE CITIZEN POEM...
#26Consumer Comment
Tue, January 24, 2012
was submitted at this website on January 24, 2012.
Just type in 566528 at this site to see if it is available in the consumer comments section at Ripoff Report #566528.
Thank You
***NATIONWIDE MORTGAGE ALERT: Make sure to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
Karl
Highlands Ranch,Colorado,
USA
FRAUDCLOSURE TSUNAMI POEM...
#26Consumer Comment
Sat, January 07, 2012
was submitted at this website on January 7, 2012.
Just type in 817872 at this site to see if it is available in the consumer comments section at Ripoff Report #817872.
Thank You
WELCOME TO AMERICA- A COUNTRY BEING CONTROLLED BY A CARTEL OF GREEDY BANKERS
Karl
Highlands Ranch,Colorado,
USA
****MAINSTREAM MEDIA ALERT: Make sure to stay at this site and type in- FOX, and read.....
#26Consumer Comment
Tue, December 20, 2011
all of the Ripoff Reports for important information.
Then type in the following and read the Ripoff Reports for more information-
NBC
CBS
ABC
Happy Holidays!
Karl
Highlands Ranch,Colorado,
USA
*****NATIONWIDE MORTGAGE FRAUD ALERT: MAKE SURE TO.......
#26Consumer Comment
Mon, December 19, 2011
type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
Then stay at this site and type in all of the following and read the Ripoff Reports for more information if you have a mortgage-
GMAC
LITTON LOAN
HAMP
INDYMAC
BANK OF AMERICA
WELLS FARGO
CHASE
GOLDMAN SACHS
MORGAN STANLEY
MERRILL LYNCH
JP MORGAN
ONEWEST BANK
PHH MORTGAGE
MODIFICATION
MORTGAGE
Karl
Highlands Ranch,Colorado,
USA
MOB SONG 6......
#26Consumer Comment
Sat, October 15, 2011
will be submitted at this website soon.
Just type in 496992 to see if it is available in the consumer comments section at Ripoff Report #496992.
Thank You
***NATIONWIDE MORTGAGE ALERT: Don't forget to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, DID YOU HAPPEN TO TYPE IN 646259 AT THIS SITE AND.......
#26Consumer Comment
Fri, September 30, 2011
read Ripoff Report #646259?
Have a great weekend, and let's hope it rains in Texas soon.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, SINCE THE BANKER IN THE VIDEO MADE OVER $13 MILLION PER DAY IN 2010.....
#26Consumer Comment
Tue, September 13, 2011
it means that he made more in one day than the President would make in 30 years, right? I believe that the President on the United States receives a salary of about $400,000 per year, correct?
If we multiply $400,000.00 times 30 years we get $12,000,000.00 (Twelve million dollars.) Now multiply $570,780.00 times 24 hours and you get $13,698,720.00 (Thirteen million, six-hundred ninety-eight thousand, seven-hundred twenty dollars.)
Mr. Paulson made more in one day than President Obama would make in thirty years being our President, right?
Don't forget to 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch that video on the web, okay?
Have a nice day.
***BANK/MORTGAGE ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports for valuable information if you have a bank account or a mortgage in the USA-
BANK OF AMERICA
MERRILL LYNCH
WELLS FARGO
LITTON LOAN
CHASE
GMAC
CITIBANK
INDYMAC
US BANK
COUNTRYWIDE
WACHOVIA
MORTGAGE
BANK
GM CREDIT CARD SERVICES
Karl
Highlands Ranch,Colorado,
USA
BOBBY, WERE YOU ABLE TO....
#26Consumer Comment
Wed, September 07, 2011
watch 'TOP SECRET AMERICA' on the PBS station last evening?
If not, you can 'Google' this- FRONTLINE: TOP SECRET AMERICA, and it's available to watch on the web, okay?
Have a nice evening.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, IT'S REALLY HARD TO IMAGINE MAKING $570,780 PER HOUR.......
#26Consumer Comment
Sun, August 28, 2011
every hour of the year in 2010, wouldn't you agree?
That's how much John Paulson made in 2010. There are 8,760 hours in a year, right? (365 days x 24 hours in each day = 8,760 hours.) So if we multiply $570,780 per hour x 8,760 hours we get a little over $5 Billion, correct?
That's what John Paulson made in 2010.
WOW!
***BANK ALERT: Don't forget to stay at this site and type in- BANK OF AMERICA, and read all of the Ripoff Reports for valuable information if you have a bank account in the USA.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, DON'T FORGET TO TYPE IN 646259 AT THIS SITE AND......
#26Consumer Comment
Mon, August 22, 2011
read Ripoff Report #646259, okay?
Have a nice evening.
***INCOME ALERT: Anyone can type in 218123 at this site and read about the income that a banker had in 2008.
Karl
Highlands Ranch,Colorado,
USA
BOBBY,
#26Consumer Comment
Thu, August 18, 2011
The Dow Jones is down 482 points at 10:41 AM EST on August 18, 2011.
Have a great day!
***BANK ALERT: Make sure to type in all of the following at this site and read the Ripoff Reports for valuable information if you have a bank account in the USA-
BANK OF AMERICA
WELLS FARGO
CITIBANK
CHASE
US BANK
MORGAN STANLEY
GOLDMAN SACHS
INDYMAC
MERRILL LYNCH
WACHOVIA
GM CREDIT CARD SERVICES
Karl
Highlands Ranch,Colorado,
USA
BOBBY, SINCE THE UNITED STATES OF AMERICA IS A COUNTRY WHOSE FOUNDATION IS SOLIDLY BUILT ON LIES.......
#26Consumer Comment
Tue, August 16, 2011
deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world, it makes sense that a 'Double Dip Recession' will take place soon, wouldn't you agree?
Have a nice day, and don't forget to type in all of the following and read the Ripoff Reports for valuable information if you have a mortgage or a bank account in the USA-
MERRILL LYNCH
BANK OF AMERICA
GMAC
WELLS FARGO
COUNTRYWIDE
CITIBANK
PHH MORTGAGE
CHASE
LITTON LOAN
WACHOVIA
GOLDMAN SACHS
US BANK
LEHMAN
MORGAN STANLEY
HAMP
GM CREDIT CARD SERVICES
MORTGAGE
Karl
Highlands Ranch,Colorado,
USA
BOBBY,
#26Consumer Comment
Fri, August 12, 2011
If you stay at this site and type in- BANK OF AMERICA, you can read the Ripoff Reports from people all over the USA.
Have a great weekend!
P.S. Don't forget to type in- MERRILL LYNCH, and read St. Clair's Ripoff Report for valuable information if you have a mortgage. It's Ripoff Report #481508.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, IT'S HARD TO IMAGINE MAKING $570,780 PER HOUR.....
#26Consumer Comment
Tue, August 09, 2011
every single hour in an entire year, wouldn't you agree?
Heck, most people don't make that kind of money in five years in the USA, right? I believe that the average income in the USA is around $46,000 per year. I believe that Mr. Paulson made over $46,000 in five minutes, correct?
Since he made $9,513 per minute in 2010, we can multiply $9,513 times 5 and we get $47,565.00, which is more than the median household income in the USA.
WOW!
***BANK ALERT: Don't forget to stay at this site and type in all of the following and read the Ripoff Reports for valuable information if you have a bank account or a mortgage in the USA-
BANK OF AMERICA
CHASE
WELLS FARGO
US BANK
CITIGROUP
WACHOVIA
COUNTRYWIDE
GMAC
MORGAN STANLEY
GOLDMAN SACHS
MERRILL LYNCH
MORTGAGE
GM CREDIT CARD SERVICES
Karl
Highlands Ranch,Colorado,
USA
Bobby, After reading 'Chapter 17', entitled- 'THE DESTRUCTIVE MISSION'......
#26Consumer Comment
Fri, August 05, 2011
on the web, it becomes apparent that the ones who control the majority of our economy, the government, the mainstream media, and the minds of almost every person in the USA and in Europe, might not be the kind of people we should trust, wouldn't you agree?
Anyone can 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and click on 'Chapter 17', entitled- 'The Destructive Mission' and read it on the web, right? And if you read 'Chapter 15', entitled- 'The Talmud And The Ghettoes', it will make even more sense that all of this is currently happening all over the world today, correct?
Don't forget to 'Google' the following videos and watch them on the web-
1) WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010
2) WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO
3) FRONTLINE: THE WARNING
4) FRONTLINE: INSIDE THE MELTDOWN
5) AMERICA: FREEDOM TO FASCISM
6) THE ASCENT OF MONEY PBS (Watch the two episodes entitled- 'From Bullion to Bubbles' and 'Bonds of War')
***After watching all of those videos on the web, it becomes clear who really controls the United States of America and even the countries of Europe, right?
Have a great weekend.
Karl
Highlands Ranch,Colorado,
USA
BOBBY, DID YOU.....
#26Consumer Comment
Sat, July 09, 2011
type in- BANK OF AMERICA, and read through all of the Ripoff Reports?
Have a great weekend!
Karl
Highlands Ranch,Colorado,
USA
BOBBY, PLEASE DON'T TELL ANYONE ABOUT THE INFORMATION THAT APPEARS IN......
#26Consumer Comment
Thu, May 26, 2011
this consumer comment, okay? It's only for you.
Make sure to 'Google' this- DOUGLAS REED- THE CONTROVERSY OF ZION- INDEX- SITE BY KNUD ERIKSEN, and read 'Chapter 15' on the web. Then go to 'Chapter 17' and read the first two or three pages.
*Now ask yourself this question: Is all of this currently taking place in the USA and around the world today?
Don't forget to 'Google' this- WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010, and watch that video on the web.
P.S. You can also 'Google' this- JOHN PAULSON, and read more about the man who made $5 Billion in 2010, okay?
Good luck to you!
"Knowledge is power."
POWER TO THE PEOPLE
Karl
Highlands Ranch,Colorado,
USA
BOBBY, IMAGINE MAKING $158.55 EVERY SECOND THROUGHOUT THE ENTIRE YEAR.....
#26Consumer Comment
Wed, May 11, 2011
of 2010!
Let's do the math-
$158.55 x 60 seconds equals $9,513.00 per minute.
If we multiply 60 minutes x $9,513.00 we get $570,780.00 per hour!
There are 24 hours in each day, so if we multiply 365 days x 24 hours we get 8,760 hours in a year, right?
Now if we multiply $570,780.00 per hour x 8,760 hours we get $5,000,032,800.00
That's a little over $5 BILLION in one year!
WOW!
Karl
Highlands Ranch,Colorado,
USA
"PIZZA PIE POEM".....
#26Consumer Comment
Wed, May 04, 2011
is available at this website!
*Just type in 702887 and it appears in the consumer comments section at Ripoff Report #702887.
***MORTGAGE ALERT: Make sure to 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch that video on the web. Then type in 481508 at this website and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA and spread it all over the web at sites like Twitter & Facebook!
Thank You
Karl
Highlands Ranch,Colorado,
USA
"PORN POEM"....
#26Consumer Comment
Wed, March 09, 2011
is available at this site!
*Just stay at this site and type in 514236 and it appears as 'Consumer Comment #4' at Ripoff Report #514236.
Thank You
Karl
Highlands Ranch,Colorado,
USA
Bobby, You can sing- "RUN ON THE BANKS SONG" by typing in 668678 at this website........
#26Consumer Comment
Wed, February 09, 2011
and it appears as 'Consumer Comment #5' at Ripoff Report #668678, okay?
Good luck to you!
Karl
Highlands Ranch,Colorado,
USA
BOBBY, IF YOU.........
#26Consumer Comment
Wed, February 02, 2011
stay at this site and type in 104690 you can read "LEAN HOGS POEM", which appears as 'Consumer Comment #2' at Ripoff Report #104690, okay?
Have a great evening!
Karl
Highlands Ranch,Colorado,
USA
BOBBY, ONE OF THE MEN IN THE VIDEO MADE $5 BILLION LAST YEAR........
#26Consumer Comment
Mon, January 31, 2011
according to information available on the web.
If you 'Google' this- PAULSON PROFITS $5 BILLION IN 2010: REPORT, and read the article on the web, you'll see that he made $5 Billion last year! I believe it stated that he earned $158.55 PER SECOND in 2010.
That's a lot of money, right? If you multiply $158.55 x 60 seconds you get $9,513.00 per minute, right? That's $570,780.00 per hour!
WOW!!! He made over a half million dollars per hour in 2010.
Make sure to 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch it on the web, okay? It certainly appears as though it's the same person, correct?
Good luck to you!
Karl
Highlands Ranch,Colorado,
USA
Bobby, Make sure to 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch that video.....
#26Consumer Comment
Fri, January 28, 2011
on the web, okay? It appears that Indymac/OneWest are making more money by forcing people into foreclosure and then re-selling the home, right? Send a letter to your Attorney General right away, and send a letter to President Obama also!
President Obama's address is available at this site. Just type in 529757 and it appears at the end of 'Consumer Comment #29'.
Good luck to you!