Complaint Review: Innovative Wealth Builders

Innovative Wealth builder called  me in the evening and the call woke me up. They stating that the credit bureau gave them my name and that they were associaited with CITI BANK in which I have a credit card with. they said theywere going to  lower my interest rate from 15.99% TO 5% for a fee of 1,000. They said in order to save me a total of 6,000 just in interest that the card would need to be charged the 1,000 for their fees. They told me what my last 4 numbers on my credit card was so I assume that they were with CITI BANK just like they indicated. Richard then ask me for the entire number and I gave the credit card number to him to save he interest on my account. I then went and called CIT BANK & they told me this was a scam and to report the company and the gentlmans name Richard Fantartella. Innovative wealth builders had already within 5 minutes charged on my card. Please be aware of this company. I had to order a new credit card in order to stop the fraud charges.  
Trisha 
North Richland Hills Texas