Complaint Review: Installment loans Direct

 At 11:30 the morning of 10/2/2015 I started receiving phone calls on my cell from a Wyoming telephone number. A voice mail was also left. It was an unfamiliar number so a short time later I returned the call. A man with a thick Indian accent calling himself Dexter Carter answered stating he was calling from Installment Loans Direct. He was calling regarding my intrest in obtaining a loan. The prior day I had filled out several online applications from several online cash loan lenders. I was short on bill money and wanted a pay day loan of $500 until my next pay day. So assuming I had filled out an online application with his company I listened to what he had to say. Quickly, Mr. Carter said that I was approved for a loan of just a little over $4,000. I was taken aback because I had only requested $500. That's all I needed. Mr. Carter said the minimum they could lend was $2,000. And all I would be required to pay is $205 at the end of the month for 11 months. It was very simple and easy. I inquired about additional charges/ fees. I'm loaned $2,000 dollars unsecured and all I am required to pay is $205 for 11 months? Mr. Carter then suggested the amount of $221.00 would be due each month. ( When thinking back on that first conversation , I now realize how haphazardly he blurted out that amount and quickly followed it with it would all be worked out in the final details. I think he was caught off guard and just made up a new inflated amount to seem likely given on an unsecured amount of $2,000. ) With that being said, the amount of $221.00 was never mentioned by any of the Installment Loans Direct representatives again. To make a long story short Mr. Carter and a few others thru the course of several hours conned me out of $526. Which I stupidly sent thru Money gram on 2 separate transactions.