Integra Financial Benifits ripoff, misleading Champlain New York
On Janaury 21, 2005 a represetitive of Integra Financial Benifits, Only known as operator 2004 contacted me with an offer for a credit card with a credit line of $2000. This person went on to tell me how with a $249 FEE TO HELP PROTECT THIER INTERESTS THEY COULD HELP ME REBUILD MY CREDIT. iT WAS ALSO STATED THAT THIS CREDIT CARD WOULD HAVE 0% INTEREST FOR THE FIRST THREE YEARS.
I ASKED PLENTY OF QUESTIONS INCLUDING IF THIS WAS A REAL CREDIT CARD THAT WAS UNSECURED AND I WAS TOLD THAT IT INDEED WAS. tHEY TOLD ME THAT FOR SIGNING UP FOR THIS CREDIT CARD I WOULD ALSO RECIEVE TWO TRIPS AND SOME OTHER PERKS. IT TURNS OUT THE $249 FEE WAS TO COVER THE COST OF THESE SO CALLED PERKS.
THE NEXT THING WAS THE OPERATOR STATED WHEN I QUESTION ABOUT HOW LONG IT WOULD TAKE TO REICEVE THIS NEW CREDIT CARD HE TOLD ME IT WOULD BE UP TO 30 BUSINESS DAYS BUT USUALLY DIDN'T TAKE BUT TWO WEEKS GIVE OR TAKE A FEW DAYS. HE TOLD ME THEY WOULD SEND ME A SIGNATURE CARD FOR MY PROTECTION ( OF cOURSE) AND i WOULD HAVE TO SEND IT BACK BEFORE i WOULD GET MY CREDIT CARD.
WELL I FINALLY RECIEVED MY WELCOME PACKAGE WITH ALL THE SO CALLED PERKS WHICH OF COURSE STILL HAS A DENOMINATION ATTACHED TO THEM. tHE SO CALLED SIGNATURE CARD THOUGH IS AN APPLICATION THAT REQUIRES YOU TO FILL OUT SEND IN WITH ANOTHER 39.95 FOR A MASTERCARD THAT YOU HAVE TO PUT YOUR OWN MONEY ON TO USE THE CARD. I COULD HAVE DONE THAT THOUGH MY BANK FOR $10. UNFORTUNATELY I WAS HOOKED AND REELED COMPLETELY.
Lynda
San Angelo, Texas
U.S.A.
2 Updates & Rebuttals
Christian
Los Angeles,California,
U.S.A.
Get your money back! I just did!
#3REBUTTAL Individual responds
Thu, March 31, 2005
INTEGRA FINANCIAL BENEFITS / CENTURION FRAUD
I got my money back. Here's how.
I want to keep this simple. This is regarding Integra Financial Benefits. I fell for the required fee of $249, thinking that it was like a deposit to secure the card. Anyhow... the card never showed up. I called them and they claimed it was on the way. After some reseach I found out that Integra and Centurion are a complete fraud. I thought I'd lost my money. But there's good news. I got my money back today. Here's how!
I called the processing company mentioned on this site. I told that Integra was commiting fraud. They claimed to not know anything about this, but were willing to provide a complete refund, without question. I just had to provide the virtual check image available from my bank. They used that to find the transaction, and reversed it.
CALL: PAYMENT RESOURCES INTERNATIONAL:
1-888-835-1777 or 1-949-729-1400
FAX: 1-949-729-1181
They are located at:
620 Newport Center Drive
Suite 150
Newport Beach, 92660, CA
Get your money back now.
Integra may have been using a different processing company before Jan 2005, but Payment Resources International is the current one. Good luck.
Lynda
San Angelo,Texas,
U.S.A.
can't get money back I only had 30 days to retrieve my money.
#3Author of original report
Wed, March 30, 2005
I have tried to go though my bank but because Integra financial created a check instead of doing an ACH draft I only had 30 days to retrieve my money. This company knows this and that is why they create a paper check instead of the ach draft.
So, now I'm just out of this money. Real great payback for the hard earned money that my husband is risking his life for in Iraq.