Print the value of index0
JBC Legal Group Harrassment Over 10 year old NSF Check that is not mine! Bloomfield New Jersey
I was first contacted in Oct. 2003 about a check for $108 and written in 1993 to a store chain that is no longer in business.
They have threatened legal action and refused to offer ANY information to attempt to prove that this is a debt that belongs to me. They just want me to send money, but haven't even attempted to tell me how to send it.
I have now heard from them again on Feb 10th of 2004 with the same threats and no offer to attempt to prove the debt. I became furious with the individual on the phone due to the extremely rude treatment I received from them and the refusal to cooperate in getting any information regarding this check. I no longer bank where they say the check was written and haven't for over eight years.
I am filing reports with as many agencies as I can think of regarding this company and their tactics. I wish there were some more concrete guidelines in how to deal with this kind of illegal harrassment.
Richard
Cypress, Texas
U.S.A.
1 Updates & Rebuttals
Nicole
Jacksonville,Florida,
U.S.A.
easiest way to get these people off of your back is to send them a cease and desist letter by certified mail
#2Consumer Suggestion
Wed, February 11, 2004
The easiest way to get these people off of your back is to send them a cease and desist letter by certified mail. Make sure you say all communication (paper mail and phone call) must stop. They are required by law to stop calling or sending you letters.
Basically, this company bought this debt (valid or not) for mere pennies, and are hoping to collect. If they threaten to put this on your credit report, file a report with the state's attorney because it is illegal to even threaten that with a debt beyond the statute of limitations. They are hoping you get scared by their tactics, and pay, so they can make a 1000% profit. Do not pay. If you pay them even $1, it starts the debt over again.
Go through the rip off report website and research CAMCO. This company sounds a lot like it. Many people have this problem with these people, and there are good suggestions throughout the reports.