JBC LEGAL GROUP, P.C. Ripoff! FRAUDULENT DEBT COLLECTION AGENCY FOR NSF CHECKS USING ACTUAL RETAIL STORE NAMES. BLOOMFIELD New Jersey
In late October 2003 I received a letter from this company stating I had a dishonored check for a company that I did not recognize. On the letter it listed a bank name, (a bank I have never been affiliated with), and a dollar amount. As would anyone, I immediately called the 800 number listed and got a constant busy signal for about an hour. I soon forgot the matter assuming they were a legitimate company and would figure out their mistake.
THEN, today January 23rd 2004 I received another letter from this company stating that I had a dishonored check from the chain retailer Marshalls #8530 for the amount of $454.80. I hit the roof! I called this company immediately and spoke with a very rude man who spoke broken english. He never asked me my name or verified any information with me. He asked me no questions. He demanded that I get a pencil and paper to write down an address to "SEND THEM MONEY".
I laughed out loud. I asked politely if I could ask him a question. He said "yes, but only one" (he was a jerk) I asked what bank account number did they have on file for this supposed check. He rattled off some numbers. I responded by saying that is not my account number. He THEN asked me if I have ever been charged with fraud for bad checks. I SCREAMED NO!. He asked several other questions of that nature and to tell you the truth I stopped listening after the first insulting accusation, I was so angry. I repeated to him that who ever this person was, it was not me.
His response was that he had no choice but to file criminal charges against me and it would go in the record that I refused to pay. I was dumb founded. Honest people are usually caught off guard and are easily duped. I figured the first letter I got last year was probaly a mistake, but the second letter let me know there was a pattern and I was in some sort of data base.
I decided to research the internet and by searching the name JACK H. BOYAJIAN (the first name listed under attorneys on this letter) was routed right to Rip-Off Report.com.
I remembered when my dad died, my mother began to get calls from loan companies claiming that my dad owed them money and she had to pay or they would take our house. This is the same scam. I will tell anyone, unless you recognize the company and are given proof DO NOT SEND MONEY. I imagine they have ripped off many unsuspecting people with this ploy.
Bonita
MT. JULIET, Tennessee
U.S.A.
4 Updates & Rebuttals
John
Wheeling,West Virginia,
U.S.A.
JBC: Ongoing Criminal Enterprise
#5Consumer Comment
Sat, January 24, 2004
I have done a lot of online research on JBC & Associates. I started out by assisting an elderly friend who was confused by the threatening correspondence she was receiving from JBC.
I initially assumed this was a legitimate company. I quickly found out that JBC was under investigation by state and local authorities for a variety of violations. Their basic scheme appears to be falsely advising people that they have written a bad check. This matter disturbs me greatly because it involves abuse of elderly victims. There are also numerous civil actions against JBC and its various owners/officers. Jack H. Boyajian appears to be the head of this corrupt organization.
I have spent countless hours researching JBC online and filing complaints with appropriate authorities. Investigaors from various regulatory agencies are familiar with JBC and its prinicipals. There has been progress made in shutting these guys down, but their scam is continuing. They are continuing to abuse the elderly. They are continuing to threaten people with arrest for checks they never wrote.
I commend this site for exposing JBC. I urge you to use all available means to protect elderly and other unsuspecting consumers from this flagrant rip-off operation. A lot of people are being conned out of their money by this crooked operation.
I thank you in advance for any efforts you may make in helping protect the public from JBC.
John
Wheeling,West Virginia,
U.S.A.
JBC: Ongoing Criminal Enterprise
#5Consumer Comment
Sat, January 24, 2004
I have done a lot of online research on JBC & Associates. I started out by assisting an elderly friend who was confused by the threatening correspondence she was receiving from JBC.
I initially assumed this was a legitimate company. I quickly found out that JBC was under investigation by state and local authorities for a variety of violations. Their basic scheme appears to be falsely advising people that they have written a bad check. This matter disturbs me greatly because it involves abuse of elderly victims. There are also numerous civil actions against JBC and its various owners/officers. Jack H. Boyajian appears to be the head of this corrupt organization.
I have spent countless hours researching JBC online and filing complaints with appropriate authorities. Investigaors from various regulatory agencies are familiar with JBC and its prinicipals. There has been progress made in shutting these guys down, but their scam is continuing. They are continuing to abuse the elderly. They are continuing to threaten people with arrest for checks they never wrote.
I commend this site for exposing JBC. I urge you to use all available means to protect elderly and other unsuspecting consumers from this flagrant rip-off operation. A lot of people are being conned out of their money by this crooked operation.
I thank you in advance for any efforts you may make in helping protect the public from JBC.
John
Wheeling,West Virginia,
U.S.A.
JBC: Ongoing Criminal Enterprise
#5Consumer Comment
Sat, January 24, 2004
I have done a lot of online research on JBC & Associates. I started out by assisting an elderly friend who was confused by the threatening correspondence she was receiving from JBC.
I initially assumed this was a legitimate company. I quickly found out that JBC was under investigation by state and local authorities for a variety of violations. Their basic scheme appears to be falsely advising people that they have written a bad check. This matter disturbs me greatly because it involves abuse of elderly victims. There are also numerous civil actions against JBC and its various owners/officers. Jack H. Boyajian appears to be the head of this corrupt organization.
I have spent countless hours researching JBC online and filing complaints with appropriate authorities. Investigaors from various regulatory agencies are familiar with JBC and its prinicipals. There has been progress made in shutting these guys down, but their scam is continuing. They are continuing to abuse the elderly. They are continuing to threaten people with arrest for checks they never wrote.
I commend this site for exposing JBC. I urge you to use all available means to protect elderly and other unsuspecting consumers from this flagrant rip-off operation. A lot of people are being conned out of their money by this crooked operation.
I thank you in advance for any efforts you may make in helping protect the public from JBC.
John
Wheeling,West Virginia,
U.S.A.
JBC: Ongoing Criminal Enterprise
#5Consumer Comment
Sat, January 24, 2004
I have done a lot of online research on JBC & Associates. I started out by assisting an elderly friend who was confused by the threatening correspondence she was receiving from JBC.
I initially assumed this was a legitimate company. I quickly found out that JBC was under investigation by state and local authorities for a variety of violations. Their basic scheme appears to be falsely advising people that they have written a bad check. This matter disturbs me greatly because it involves abuse of elderly victims. There are also numerous civil actions against JBC and its various owners/officers. Jack H. Boyajian appears to be the head of this corrupt organization.
I have spent countless hours researching JBC online and filing complaints with appropriate authorities. Investigaors from various regulatory agencies are familiar with JBC and its prinicipals. There has been progress made in shutting these guys down, but their scam is continuing. They are continuing to abuse the elderly. They are continuing to threaten people with arrest for checks they never wrote.
I commend this site for exposing JBC. I urge you to use all available means to protect elderly and other unsuspecting consumers from this flagrant rip-off operation. A lot of people are being conned out of their money by this crooked operation.
I thank you in advance for any efforts you may make in helping protect the public from JBC.