Complaint Review: JDBYRIDER - CNAC

I purchased a Dodge pickup in April of '04 from CNAC as a last resort due to my credit issues. I paid faithfully for over a year.I got a new job and my pays were on the opposite weeks as I had initially started with. I asked them if I could move my payments to the appropriate weeks and they said I could not because I was not on track with payments. I said I would be if I could reset the schedule to fit my pays.

In this same time a new staff took over my acct. he would call my entire family all within minutes of each other and this is due to the week between pays. I would then have to pay a service fee (not a late charge of course) so they said. All because I was constantly off a week. What really irked me the most is this became personal with this new staff and he would intentially harass my family even if he had spoken to me earlier in the day.

He would then leave msgs that he had looked into my personal checking acct and also even knew that I went and looked at a horse one day. Even though it was a friends horse I should of told him I needed something to drive to work, as he was threatening to take my vehicle. He even told me I had another car and it was never late, being my wifes car. Well I saved those msgs he left and he reposessed my vehicle for 453 dollars and put me in quite a bind. Now wants 906 dollars to get it back and says he will sell if for as minimal amount as he wishes and I will be responsible for the rest.

I am so glad I found this site so to make it easier to know that I am not the only one that was a victim. Oh and did I mention that the truck's power steering pump went, the brakes went, I found out it had been wrecked. I could go on but what is the use. don't want the hunk of junk back but now my credit is going to be worse! Is there someone out there that could possibly let me know if this is condoned! Thank you for listening

Ernie
roaming shores, Ohio
U.S.A.