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Cutter Financial Group, LLC REVIEW: Cutter Financial Group commitment to total client satisfaction. Cutter Financial Groups past and current approach to business is focused on providing the highest quality financial solutions to their clients by identifying all the facts necessary to make a sound financial decision that is in their best interest before making that decision. Cutter Financial Group's process helps filter out the myths and misconceptions and helps their clients determine the must know, relevant facts to make logical financial decisions for their future. Boston, Mansfield, Cape Cod Falmouth, Massachusetts
I bought a health inusrance policy from Jeff Cutter a few years ago, and now I am getting fined by the State of Massachusetts for not having a REAL health plan. This person sat in my house with me and my wife telling me that this Midwest Health Insurance plan was the best insurance plan ever and would cover everything. Now I find out it does not even meet the standards thsat the state has. So what does that mean? Not only have I paid for a plan for a few years, but I owe the state several thousand dollars now. And of course every time I call him I do not get a call back. What a crook. Do not buy anything from this person
9 Updates & Rebuttals
Former Agent
Providence,Rhode Island,
Once again he tries to get out of it...
#10UPDATE EX-employee responds
Sat, October 12, 2013
Wrong, Jeff. It is the correct company, and people that used to work with you at UGA still remember. Anyone reading this, please feel free to do a search for "Jeff Cutter Insurance" and literally try to find anyone else that matches.
Do not let J-J-Jeff Cutter try to f-f-fool y-y-you. Cutter Insurance Group & Cutter Financial Group are not businesses you want to work with...period. Lots of smiles, lots of "you are the best big fella", lots of "just happy to see your pretty face". But in the end, good luck trying to succeed with him. So obviously there are others that have posted here that have worked with him. I personally would live to hear from more.
JeffC
Falmouth,Massachusetts,
Wrong Company
#10REBUTTAL Owner of company
Sun, October 06, 2013
You have the wrong company. The people you are tying to find, unfortunately for me, have the same last name as me. We have never, will never, loan money. We provide financial solutions such as retirement, income, estate, investment, and wealth planning including very high net worth individuals.
We have had others, like yourself, call our office with the same misunderstanding as you have. We refer them to the Attorney General. Feel free to call my office at 508.388.7175 and they can give you that number.
I know him well
Massachusetts,He can say whatever he wants but...
#10UPDATE EX-employee responds
Wed, July 17, 2013
Jeff Cutter and his wife Jill Cutter spend a lot of money on advertising...why? Because the people that know him know that he is a crook through and through. How do I know?i I worked with him as well in Norwood, and know him quite well. Despite what he will post, you can't identify who you are because he will slIce your tires like the lady in Fall River. But the fact is that he is all about himself making money and do not be fooled about anything else this person says. He is even fine with people making money that work with him, as long as they do not make as much as he does. He even has one or two cronies that buy into his BS, but they somehow never manage to make money, yet despite his excuses to the contrary, he does. Seriously, if you end up being a crony and read thithou will not even thnk about it, because he is good at what he does...swindling.
one story I can share is that he made agents that worked with him at InSphere buy a program called Salesdialers with Gary Prado and later people found out that he was getting kickbacks from there. He would make his agents buy leads from lead companies such as NetQuotes directly through him so that he could have the leads and have first crack at them. Then he would resell them to agents without NetQuotes knowing. No matter what he did, he made sure that he only made the money.
Here are some of his famous quotes:
"You were always one of the good guys."
"Hey Big Fella"
"I would never lie to you"
If you unfortunate enough to get sucked into this realm of darkness, just note that you will not ever, ever, ever, be able to actually find a single person that has ever been successful working with Cutter Financial Group Or Cutter Insurance Group (They go by both to help out their Better Business Bureau listing as one has a bad rep so they changed the name). In fact, right now, they consist of Jeff Cutter, Jill Cutter, and another guy in the office named Frank Defrancesco who has been bankrupt and does not even have a college degree selling financial advice. Frank claims to have learned how to do wealth management and financial planning the "organic way" or something to that effect because he does not have the credentials to back it up.
Not many people read this stuff, but all you have to do is do a little research on this person to learn who he is. Do a FINRA search, check his background. Call the state. You should find that he has been in a lawsuit with every company he has worked with in his life.
Leif
Me too
#10UPDATE EX-employee responds
Thu, March 21, 2013
Yes - The Cutter Group also screwed my family out of a ton of money. He talked me into getting a PayDay Loan to help my financial solution. I ended up with a lot of debt and he does not do anything to help me nor return calls. Do a search for Cutter Group and you will see tons of scams by this company. Looks like this company represents itself as a wealth advisor but instead they are a company out to take all your money and has no ethics.
Elliot
United States of AmericaWrong & Shameful
#10UPDATE Employee
Mon, December 31, 2012
Here is the REAL TRUTH about Jeff Cutter with Cutter Financial Group or Cutter Insurance Group, or whatever else name he is trying to go by these days.
I also know Jeff Cutter and worked with him in Norwood, MA. It is so funny to see himself posting information about himself above, but that is par for the course. Anyone that knows Jeff knows that he always uses the term "one of the good guys" and therefore knows that he posted the above.
He is not ethical and he does not do what is best for his customers. Proof - he harassed a customer around 2003 to the point that he had to serve a pre-trial probation! Don't believe me? Call over to the Fall River court house and you can see that he also had charges filed for Witness Harassment! Is that an "ethical person" that does the best fr customers?
He made tons of money off lying to his customers and HealthMarkets, and then sued HealthMarkets claiming he was "misclassified" as a 1099 when he should be an employee. He lied his way through all of that and then they had to settle so Jeff getss even more money even though he made hundreds of thousands of dollars selling planss that people later got fined on like the above. Jason, you are not alone. There are many others out there.
He also used to steal appointments from people on his team at Healthmarkets and make them pay to get the appintments back. Jeff, don't think anyone has forgot about your work ethic!!!!
He used to talk smack about his minion wife also, about how dumb she was sometimes. Who does that?
He got canned from Healthmarkets and was mad about it even though he basically stole deals right from guys who believed his whole spiel.
On a final note, if you ever meet this person and can get past his stutter, you will here nothing but rehearsed Tony Robbins speeches that he hacked. If you work with him now, just take the key words he comes up with and search them and you can find the whole speech from Tony Robbins.
Mark my words, one day you will see him on American Greed. Come on Jeff, try to respond to the above!
Peter
Hyde Park,Massachusetts,
United States of America
Odd timing and bogus claims!
#10UPDATE EX-employee responds
Sat, December 29, 2012
Well,
I can tell you that I know Jef C., and he is one of the "good guys"
out there. I know his ethics, his
standards, and his reputation. All of
them are top notch and his commitment for excellence is unwavering. He has
helped so many people, me one of them, that he has received National
Recognition for his achievements. There
are no more catastrophic plans available in Massachusetts anymore. Not because the products were bad as
Massachusetts is a VERY regulated State, but because of the company's past
mistakes.
I
would like to share a few points with you and anyone else wanting to read:
You
say that he does not call you back. But
if you read what he writes, he actually said for the customer to call him, and
had tried to explain the scenario. So you really don't know if the
customer and he worked out the customers issues. Also, why wait two years to post this? Why not go through the Better Business
Bureau, National Ethics Association and other such credible agencies who try
and come to a resolution.
I
can tell you from experience that I have sold Humana, Tufts, Harvard, Assurant,
GoldenRule, Mega, Midwest, Blue Cross, and a bunch of others. The BS fed by the customer on this post is
the same crap I see day in and day out. The guy "Jason" is
obviously a cheap skate who flat out does not want to take responsibilities for
his decisions. Why you people must drag this garbage on is beyond me, but
simply put, you really have no idea about any of the details here as even
"Jason" never commented back.
With
regards to this site, it is customary for competitors who work under sub par
standards to post crap such as this to hurt their competition. The strategy is to post untrue statements
from many different email addresses since no one can trace them. There are no checks and balances. It looks to me like some competitors just
simply need to go to work and not try and drag down such a good guy.
Jack02332
Easton,Massachusetts,
United States of America
Another Victim
#10Consumer Comment
Thu, December 20, 2012
This also happened to me. I was on a Mid West plan. He did tell me it had a high deductible and I was happy enough with the plan. He also told me that I could appeal the fine and would not be fined. I was fined almost $2,100 in 2011. I tried many times to call him without a return phone call. Eventually I had another agent from Insphere help me get onto a new plan and they told me he was let go from the company on 2009 and now lives in Texas. Maybe that was why he couldn't return the calls, although the voicemail was still active.
My wife had a bad feeling about him when he was at our house. I would never admit this to her, but I should have listened. If I knew I was going to have to pay a big fine I would have just gotten better insurance.
HoJo
United States of AmericaWhat You Should Do
#10Consumer Comment
Mon, October 15, 2012
Jason,
If you do a search, that is a Mega Life & Health person and Healthmarkets. They were all tossed out of the state a few years ago for some crazy things like what you are talkingg about. Misrepresentation, selling bad policies, etc. If you ever have any issues with a licensed person, it is usually best to contact the State they are in. I would think that if you do a search for "Massachusetts Insurance Licenses" or something, you could probably look him up to see if he has ever done that to someone else.
JeffC
Falmouth,United States of America
Jason B.
#10REBUTTAL Owner of company
Thu, October 04, 2012
Jason,
I cannot find a record of your call. I see that you went to our website. Our phone numbers are listed on the front page. Please contact us with your full name, so we can help you work out any challenges you may have had with your policy. You may call me, or any of our staff, at our office at 508-388-7175. We stand behind the advice we give to our customers and we have helped so many folks find the right protection they deserve. That is how we have built a solid business since 2001 on referrals from satisfied clients. I look forward to helping resolve any issues you may have.
Best regards,
Jeff Cutter