Complaint Review: Jeff Paul Mentoring Of America

Hey there Mary,

I hope that this rebuttal finds you in good spirits and health.

Thank you very much Mary for following this thread. You are absolutely right about the many being scammed before having had the opportunity to have been warned before hand.

It's really unfortunate that many housholds are still not yet equipped with computers. About the book. LOL! Great idea, but as you probably have already noticed, I am no writer.

Actually, I believe that a full blown nationally syndicated television program would be ideal.
Something comparable to that of the ripoffreport.com/badbusinessbureau.com, only in a typical media format (Dateline NBC, 20/20, etc, etc) instead of on the Internet.

Regardless of the source however, it requires too much money. Something I don't have much of. As you probably can tell, I do have lots of free time. LOL!

As for the question addressed to Tim, the answer is yes. The law books are filled with many laws, which either don't make sense, or contains loopholes in which scum buckets like John Beck take advantage of, to take advantage of.

EXAMPLE: Were you aware, that a robber could take the owner of the house in which (s)he was robing to court, for an injury (s)he sustained inside the home?

Anyways, hopefully everyone will now have the opportunity to see just how useless John Beck's contract really is (the point I've been trying to make all along).

I don't believe that this case will ever get to court. I believe that the fraudulent John Beck Mentoring Institute will instead decide to settle this matter out of court, believing they can salvage some future business.

But again, I could be wrong. Desperate times call for desperate measures. He who lives by the toilet paper, shall drown by the toilet paper. 30 days folks!

Until next time, take care Mary cause I care, Aloha from Hawaii and God Bless.

Mary MANY Fraud Companies are held up in court even with NO VALUE to the client. Search here on Rip Off report for Ogden Subzero and how a consulting company hauled them into court and WON 50K for a one CD accounting program that did not even work! The client Jolene Marker will be glad to tell you that they even took her work truck! It happens ALL the time.

Review shall we?
1) The client SIGNED the contract. BAD

2) Client May get a credit card company to Stop charging for the charge and refund what was charged. GOOD!

3) BUT that has nothing to do with the contract.
BOGUS or not. It has everything to do with the contract. BAD!

4) Either party can try and go after the other for a breach of a contract correct? YES Good and Bad depends on what side your on.

5) If you have not noticed they are now sending people to a collection agency. Bogus or not that is creating a paper trail for them. Reid advises correctly to keep deaning the debt. GOOD

Do you really think they would not have thought ahead enough to a plan to collect and keep their cash cow moooooing along? BAD!

Keep all records and have an attorney ready willing and able to go for it!

Also when you win please send a little to RIP OFF REPORT to keep them on the air!

Mary MANY Fraud Companies are held up in court even with NO VALUE to the client. Search here on Rip Off report for Ogden Subzero and how a consulting company hauled them into court and WON 50K for a one CD accounting program that did not even work! The client Jolene Marker will be glad to tell you that they even took her work truck! It happens ALL the time.

Review shall we?
1) The client SIGNED the contract. BAD

2) Client May get a credit card company to Stop charging for the charge and refund what was charged. GOOD!

3) BUT that has nothing to do with the contract.
BOGUS or not. It has everything to do with the contract. BAD!

4) Either party can try and go after the other for a breach of a contract correct? YES Good and Bad depends on what side your on.

5) If you have not noticed they are now sending people to a collection agency. Bogus or not that is creating a paper trail for them. Reid advises correctly to keep deaning the debt. GOOD

Do you really think they would not have thought ahead enough to a plan to collect and keep their cash cow moooooing along? BAD!

Keep all records and have an attorney ready willing and able to go for it!

Also when you win please send a little to RIP OFF REPORT to keep them on the air!

Mary MANY Fraud Companies are held up in court even with NO VALUE to the client. Search here on Rip Off report for Ogden Subzero and how a consulting company hauled them into court and WON 50K for a one CD accounting program that did not even work! The client Jolene Marker will be glad to tell you that they even took her work truck! It happens ALL the time.

Review shall we?
1) The client SIGNED the contract. BAD

2) Client May get a credit card company to Stop charging for the charge and refund what was charged. GOOD!

3) BUT that has nothing to do with the contract.
BOGUS or not. It has everything to do with the contract. BAD!

4) Either party can try and go after the other for a breach of a contract correct? YES Good and Bad depends on what side your on.

5) If you have not noticed they are now sending people to a collection agency. Bogus or not that is creating a paper trail for them. Reid advises correctly to keep deaning the debt. GOOD

Do you really think they would not have thought ahead enough to a plan to collect and keep their cash cow moooooing along? BAD!

Keep all records and have an attorney ready willing and able to go for it!

Also when you win please send a little to RIP OFF REPORT to keep them on the air!

Mary MANY Fraud Companies are held up in court even with NO VALUE to the client. Search here on Rip Off report for Ogden Subzero and how a consulting company hauled them into court and WON 50K for a one CD accounting program that did not even work! The client Jolene Marker will be glad to tell you that they even took her work truck! It happens ALL the time.

Review shall we?
1) The client SIGNED the contract. BAD

2) Client May get a credit card company to Stop charging for the charge and refund what was charged. GOOD!

3) BUT that has nothing to do with the contract.
BOGUS or not. It has everything to do with the contract. BAD!

4) Either party can try and go after the other for a breach of a contract correct? YES Good and Bad depends on what side your on.

5) If you have not noticed they are now sending people to a collection agency. Bogus or not that is creating a paper trail for them. Reid advises correctly to keep deaning the debt. GOOD

Do you really think they would not have thought ahead enough to a plan to collect and keep their cash cow moooooing along? BAD!

Keep all records and have an attorney ready willing and able to go for it!

Also when you win please send a little to RIP OFF REPORT to keep them on the air!

Hi Reid!

I've been following your relentless pursuit of exposing these low-life poor excuses of human beings. Now I'd like to run the following by you:

1. Have you ever considered writing a book about all of this? I think that would be a great way to reach out to more people BEFORE they get mixed up in scams like these. Problem is, by the time people find you in this website, too many of them have already been victimized.

2. As for this guy Tim (who claims to be a legal worker???), is he trying to say that even if fraudulant charges are removed from your credit card, collection agencies can still go after you because you still have a debt obligation to slimeballs like Jeff Paul and John Beck?

Instead of producing legal terms, definitions and hypothetical situations, he should come up with actual court cases to prove his point. How about it Tim???

Although I have to (blush!) admit that some of your rhetoric is a bit raunchy (still blushing!), keep up the good work!

Hey there Kay,

I hope that this rebuttal finds you in good spirits and health.

You are already one of Jeff Paul's "success stories" Kay, for simply not falling for his garbage in the first place. See Joann's letter which had been drafted by her attorney and sent to the fraudulent John Beck Mentoring Institute and their collection agency known as EPN.

In case you are wondering how Joann's experience relates to Jeff Pauls scam, know that the majority of "wealth building" scams use fraudulent Infomercials to advertise, as it's the easiest means to get the word out to many in a short period of time.

Unfortunately, any and all claims made in Infomercials or advertisements in general, need not be substantiated and in many cases are even exaggerated to the point of being deceptive, misleading, erroneous or even flat out fraudulent.

Now the John Beck Mentoring Institute is forced to do one of either two things, refund Joann the total amount that she has invested, or take matters up in court where the onus would be on them to DISPROVE the allegations made by her attorney.

I have an even better program Kay, it's called the "sit at home in your underwear at your kitchen table, while reading the daily newspaper and witnessing all these rat bastards go to jail" program. LOL!

Until next time, take care Kay cause I care, Aloha from Hawaii and God Bless.

To whom it may concern;

I was in the process of purchasing Jeff Pauls mentoring program when I decided to do a little research on the company. I have recently been unemployed and was looking for ways to make money from my home as promised in the infomercial by Jeff Paul and some of his success stories.

I just would like to say that I am very greatful for Reid and Cee and to the website of Ripoffreport. After reading the disatisfaction of the program,I just saved myself thousands of dollars that I do not have in the first place. I can't even afford to lose the $29.95 beginners fee. Thanks to you all for saving me a "Big Headach" in the future I will warn others to go to "Ripoffreport.com"
Thank you!
Sincerely,
Kay

PS...The only thing I will be doing at my kitchen table is saying grace that I didnot order from this company as I had planned to do!

Hey there Carol and Al,

I hope that this rebuttal finds you in good spirits and health.

CAROL: Reid, I meant EPN probably sits in their office laughing at what they do to innocent people.

REID: I'm sorry misunderstanding. My bad.

CAROL: As for the Attorney General's office I was happy they are willing to get involved on my behalf. I have sent out my letter to inform EPN of the fact that I have filed comlaints against them and that I am still disputing the charge.

REID: If you've already received a refund from Jeff Paul, there's no need for you to even contact EPN. Contact the FBI instead and notify them of EPN's attempt to collect on a debt which ceases to exist.

The only reason why you would want to contact EPN is to possibly catch them in the act of their criminal activities.

Contact EPN and notify them that they are to cease all contact with you. Also notify them that any attempts to contact you will result in reports to the Federal Nuisance Bureau and the FBI.

CAROL: I'll keep you posted on what transpires. Thanks for your encouragement.
Have these same people taken advantage of you as well?

REID: I'm still waiting for this fraudulent collection agency to send me a letter. I would love nothing more than sending their envelope back to them after defecating in it. LOL.

Seriously though, just for fun, I would agree to pay the fraudulent EPN whatever they claimed I owed them, if they'd only agree to pay me twice the amount. LOL.

I am really looking forward to receiving a letter from the fraudulent EPN so that I can post it word for word on this website for a few good laughs, just as I've done in the past with John Beck's ridiculous letter literally begging my credit card company to reverse the fraudulent charge in his favor. HA HA HA HAAAAA!

Until next time, take care Carol, Al, along with Everyone else that follows this post cause I care, Aloha from the beautiful state of Hawaii and God Bless.

I agree with Reid

If your state Attorney General writes them an request they drop it. They would be would be unlikely they will continue. Keep in contact with AG's office and continue asking for their help if the collection agency persist. AG offices have rights of federal or nation wide suit capability they would be EPN smart to take there warning seriously.
You may still want to file your complaints with the Attorney general office in UT which starts with the UT Consumer Protection Division,UT.

Let everyone know how it all turns out.

Reid,
I meant EPN probably sits in their office laughing at what they do to innocent people.
As for the Attorney General's office I was happy they are willing to get involved on my behalf. I have sent out my letter to inform EPN of the fact that I have filed comlaints against them and that I am still disputing the charge. I'll keep you posted on what transpires. Thanks for your encouragement.
Have these same people taken advantage of you as well?

Hey there Carol,

I hope that this rebuttal finds you in good spirits and health.

Whether you were refunded by Jeff Paul personally, or won a favorable decision in a dispute is irrelevent. EPN is a fraudulent collection agency, no if ands or buts about it and not just my opinion.

I don't care how or why you received your money back, the fact of the matter is you did and for obvious reasons. You were sold on a fraudulent "mentoring" program in which Jeff Paul was totally unable to live up to his claims.

Credit and settlement although very different by definition, often refers to the same thing. Credits and settlements are refunds obtained or monies received due to various reasons.

Credits usually pertain to refunds where as settlements usually pertain to court awards. Nevertheless, it doesn't matter how or why you received your money back, just be happy you did.

If "genetic inbreed" Jeff Paul or any one of his associates disagrees with anything I have to say, they are more than welcome to come forward in the public eye and acknowledge, explain and resolve the many complaints against them.

In fact I'm willing to take it one step further with any of these disease spreading "result of incest" maggots claiming to be marketing "wealth building" programs. I'm willing to conduct one on one interviews/video taped discussions with them in a public forum.

Finally PROVING to the world, that "wealth building" Infomercials are fraudulent as it makes absolutely no sense for anyone to market his or her "wealth building" strategies to total strangers for anything less than the "earning potential" claimed possible.

If the Attorney General suggested that you respond to EPN however, definitley do so. Let EPN know that you're aware of the fact, that they're deliberately attempting to collect on non existent debts.

I believe the Attorney General has a very good reason for wanting you to respond to EPN. Most likely to monitor EPN's fraudulent activities.

Once someone wins a favorable decision in a credit card dispute, the transaction is then immediately erased. Otherwise, there would be no purpose of disputing anything.

After you have responded to the fraudulent EPN, contact the FBI and file criminal harassment charges against EPN.

Don't be frustrated Carol, have fun with the situation. Cooperate with the Attorney General and things will work out in your favor. EPN is a scam collection agency and they would not dare respond to any inquiries from the Attorney General.

Maybe the Attorney General does sit in his office and just laugh at the victim's mental anguish, but believe me, he or she is your best friend at this time.

Whatever you do Carol, do not start a precedence by writing EPN a pleasant letter. EPN is a scam collection agency preying on the timid. How do I know this? Easy, EPN randomely selects their victims.

Just follow the Attorney Generals directions and everything will work out for the better. Be sure to keep everyone posted.

Until next time, take care Carol cause I care, Aloha from Hawaii and God Bless.

Reid & Al thank you for your response. I appreciate it.
I was advised by the state Attorney General's where I live to go ahead and respond to this second notice from EPN, Inc to let them know I have filed complaints against them. My state Attorney General's office will send notification to them as well and ask that they drop this matter.
You said that if Jeff Paul credited my credit card account I was clear? It was a credit and not a settlement to the dispute I filed. See, once I told Mentoring of America I filed the dispute they agreed to a refund if I returned the product to their satisfaction. Which I did. So I don't know if I am cleared or not. Settling a dispute and crediting my account are two different things.
This is so terrible and frustrating. I will also try the Utah Attorney General's office as you have advised. I'm sure they dit in their office and just laugh at the anguish and upset they cause innocent people.

Reid & Al thank you for your response. I appreciate it.
I was advised by the state Attorney General's where I live to go ahead and respond to this second notice from EPN, Inc to let them know I have filed complaints against them. My state Attorney General's office will send notification to them as well and ask that they drop this matter.
You said that if Jeff Paul credited my credit card account I was clear? It was a credit and not a settlement to the dispute I filed. See, once I told Mentoring of America I filed the dispute they agreed to a refund if I returned the product to their satisfaction. Which I did. So I don't know if I am cleared or not. Settling a dispute and crediting my account are two different things.
This is so terrible and frustrating. I will also try the Utah Attorney General's office as you have advised. I'm sure they dit in their office and just laugh at the anguish and upset they cause innocent people.

Reid & Al thank you for your response. I appreciate it.
I was advised by the state Attorney General's where I live to go ahead and respond to this second notice from EPN, Inc to let them know I have filed complaints against them. My state Attorney General's office will send notification to them as well and ask that they drop this matter.
You said that if Jeff Paul credited my credit card account I was clear? It was a credit and not a settlement to the dispute I filed. See, once I told Mentoring of America I filed the dispute they agreed to a refund if I returned the product to their satisfaction. Which I did. So I don't know if I am cleared or not. Settling a dispute and crediting my account are two different things.
This is so terrible and frustrating. I will also try the Utah Attorney General's office as you have advised. I'm sure they dit in their office and just laugh at the anguish and upset they cause innocent people.

Hi Reid

I didn't forget Reid about the mental anguish, anxiety and truama.

Your right these should have been added in.

It is likely none of us will ever forget this experiance.

We could probably all have more to add to this but these are likely common factures for all.

Later,

Hey there Everyone,

I hope that this rebuttal finds you in good spirits and health.

AL: Hi Cee

File your complaint with UT Consumer Protection Division. They intern may beable to help. You need to submit evidence that help support your claims in all instances possible. The UT Consumer office then may turn this over to the Attorney Generals office of UT or may help resolve this. How ever you choose to handel it; a attorney may be benifical in filing a counter suit of false collections. You may want to further looking to see if this bussiness and your complaints are originated from there or CA.

REID: Very true Al. Cee I believe, has it very easy, in that all he has to do is direct the various government law enforcement agencies' attention to the many unacknowledged, unexplained, and unresolved reports regarding the many fraudulent businesses posted on this website and the many other consumer advocacy sites.

AL: There certainly seems to be one shell business over another. Where was your card charged from and who. This may be where your complaints are at. Or they maybe responsable. You may want to make them aware of your complaints and then include them in your reports to all agencies.

REID: Fraudulent businesses have a tendency to constantly change their names and places of buisness without notifying their students???

AL: They do make it a very stressfull and trying situation.

REID: Being scammed is very stressful to say the least.

AL: Gather as many wittness as possible and inform them of the legal action you are considering.
Think of what true evidence of support that you have.

REID: Again the many unacknowledged, unexplained and unresolved reports against the fraudulent John Beck Mentoring Institute contained on this website, along with the many reports contained on the many other consumer advocacy sites goes far beyond sufficient evidence of John Beck's fraudulent activities.

Not to mention the enormous amount of disputes which have been won by the many victims of the elderly "puppet" John Beck. Cee, if you've already won a favorable decision by your credit card company you are clearly out of the woodworks. Anything that happens from here on out, class action, criminal charges, etc, etc, would just be bonuses.

EPN is without question a fraudulent collection agency. Fraudulent collection agencies are just used as last ditch efforts by fraudulent businesses to illegally obtain monies not due them.

AL: There does seem to be enough people considering a class action suit to make it happen eventually.
Do what you can to support your own claims, it is always questionable how much others may or may not beable to provide support.

REID: The fifty or so victims on this website alone with their documented experiences is well enough to draw the public's attention. As far as class action is concerned, I would consult with an attorney for your best options.

AL: One thing all have incommon is the stress and duress caused.

REID: Al you forgot mental anguish, anxiety, irritation and trauma.

AL: Later, May god provide you with the guidence and strength you need.

REID: Very true indeed.

Until next time, take care Everyone cause I care, Aloha from Hawaii and God Bless.

Hey there Everyone,

I hope that this rebuttal finds you in good spirits and health.

AL: Hi Cee

File your complaint with UT Consumer Protection Division. They intern may beable to help. You need to submit evidence that help support your claims in all instances possible. The UT Consumer office then may turn this over to the Attorney Generals office of UT or may help resolve this. How ever you choose to handel it; a attorney may be benifical in filing a counter suit of false collections. You may want to further looking to see if this bussiness and your complaints are originated from there or CA.

REID: Very true Al. Cee I believe, has it very easy, in that all he has to do is direct the various government law enforcement agencies' attention to the many unacknowledged, unexplained, and unresolved reports regarding the many fraudulent businesses posted on this website and the many other consumer advocacy sites.

AL: There certainly seems to be one shell business over another. Where was your card charged from and who. This may be where your complaints are at. Or they maybe responsable. You may want to make them aware of your complaints and then include them in your reports to all agencies.

REID: Fraudulent businesses have a tendency to constantly change their names and places of buisness without notifying their students???

AL: They do make it a very stressfull and trying situation.

REID: Being scammed is very stressful to say the least.

AL: Gather as many wittness as possible and inform them of the legal action you are considering.
Think of what true evidence of support that you have.

REID: Again the many unacknowledged, unexplained and unresolved reports against the fraudulent John Beck Mentoring Institute contained on this website, along with the many reports contained on the many other consumer advocacy sites goes far beyond sufficient evidence of John Beck's fraudulent activities.

Not to mention the enormous amount of disputes which have been won by the many victims of the elderly "puppet" John Beck. Cee, if you've already won a favorable decision by your credit card company you are clearly out of the woodworks. Anything that happens from here on out, class action, criminal charges, etc, etc, would just be bonuses.

EPN is without question a fraudulent collection agency. Fraudulent collection agencies are just used as last ditch efforts by fraudulent businesses to illegally obtain monies not due them.

AL: There does seem to be enough people considering a class action suit to make it happen eventually.
Do what you can to support your own claims, it is always questionable how much others may or may not beable to provide support.

REID: The fifty or so victims on this website alone with their documented experiences is well enough to draw the public's attention. As far as class action is concerned, I would consult with an attorney for your best options.

AL: One thing all have incommon is the stress and duress caused.

REID: Al you forgot mental anguish, anxiety, irritation and trauma.

AL: Later, May god provide you with the guidence and strength you need.

REID: Very true indeed.

Until next time, take care Everyone cause I care, Aloha from Hawaii and God Bless.

Hey there Everyone,

I hope that this rebuttal finds you in good spirits and health.

AL: Hi Cee

File your complaint with UT Consumer Protection Division. They intern may beable to help. You need to submit evidence that help support your claims in all instances possible. The UT Consumer office then may turn this over to the Attorney Generals office of UT or may help resolve this. How ever you choose to handel it; a attorney may be benifical in filing a counter suit of false collections. You may want to further looking to see if this bussiness and your complaints are originated from there or CA.

REID: Very true Al. Cee I believe, has it very easy, in that all he has to do is direct the various government law enforcement agencies' attention to the many unacknowledged, unexplained, and unresolved reports regarding the many fraudulent businesses posted on this website and the many other consumer advocacy sites.

AL: There certainly seems to be one shell business over another. Where was your card charged from and who. This may be where your complaints are at. Or they maybe responsable. You may want to make them aware of your complaints and then include them in your reports to all agencies.

REID: Fraudulent businesses have a tendency to constantly change their names and places of buisness without notifying their students???

AL: They do make it a very stressfull and trying situation.

REID: Being scammed is very stressful to say the least.

AL: Gather as many wittness as possible and inform them of the legal action you are considering.
Think of what true evidence of support that you have.

REID: Again the many unacknowledged, unexplained and unresolved reports against the fraudulent John Beck Mentoring Institute contained on this website, along with the many reports contained on the many other consumer advocacy sites goes far beyond sufficient evidence of John Beck's fraudulent activities.

Not to mention the enormous amount of disputes which have been won by the many victims of the elderly "puppet" John Beck. Cee, if you've already won a favorable decision by your credit card company you are clearly out of the woodworks. Anything that happens from here on out, class action, criminal charges, etc, etc, would just be bonuses.

EPN is without question a fraudulent collection agency. Fraudulent collection agencies are just used as last ditch efforts by fraudulent businesses to illegally obtain monies not due them.

AL: There does seem to be enough people considering a class action suit to make it happen eventually.
Do what you can to support your own claims, it is always questionable how much others may or may not beable to provide support.

REID: The fifty or so victims on this website alone with their documented experiences is well enough to draw the public's attention. As far as class action is concerned, I would consult with an attorney for your best options.

AL: One thing all have incommon is the stress and duress caused.

REID: Al you forgot mental anguish, anxiety, irritation and trauma.

AL: Later, May god provide you with the guidence and strength you need.

REID: Very true indeed.

Until next time, take care Everyone cause I care, Aloha from Hawaii and God Bless.

Hi Cee

File your complaint with UT Consumer Protection Division. They intern may beable to help. You need to submit evidence that help support your claims in all instances possible. The UT Consumer office then may turn this over to the Attorney Generals office of UT or may help resolve this. How ever you choose to handel it; a attorney may be benifical in filing a counter suit of false collections. You may want to further looking to see if this bussiness and your complaints are originated from there or CA.

There certainly seems to be one shell business over another. Where was your card charged from and who. This may be where your complaints are at. Or they maybe responsable. You may want to make them aware of your complaints and then include them in your reports to all agencies.

They do make it a very stressfull and trying situation.

Gather as many wittness as possible and inform them of the legal action you are considering.
Think of what true evidence of support that you have.

There does seem to be enough people considering a class action suit to make it happen eventually.
Do what you can to support your own claims, it is always questionable how much others may or may not beable to provide support.

One thing all have incommon is the stress and duress caused.

Later, May god provide you with the guidence and strength you need.

Hey there Cee,

I hope that this rebuttal finds you in good spirits and health.

CEE: I purchased the Jeff Paul Kitchen Table Millionaires Club program from an infomercial and upgraded it to a more expensive program. Doing that put me in touch with Jeff Paul's Mentoring of America.

REID: Jeff Paul's program is definitely a scam. There is absolutely no person or business marketing legitimate "wealth building" strategies to total strangers for less than the "earning Potential" claimed possible. In other words, there are no legitimate businesses that "mentor" complete strangers to wealth for less than the cost of their program.

CEE: The new program was more expensive to the tune of $6495.00 - the exact amount of available credit I had on my credit card.

REID: Coincidence? I think not. Jeff Paul is just another genetically inbreded con. If Jeff Paul or any one of the many other "result of incest" maggots wish to discuss their program in the public eye and PROVE me wrong, I would be more than happy to conduct a video taped interview.

CEE: I was also told that I would make this investment back within three months.

REID: Three months? Another coincidence maybe? Doesn't most cardholders' right to dispute fraudulent charges expire after three months? Seems like these "result of incest" maggots have their scams down to a science. LOL.

CEE: In the meantime get a zero percent credit card and transfer this amount to that new card! To give me the time to get my business going. This new kit would include three websites, mentoring sessions and proven product to reproduce and sell.

REID: Nice folks eh? More concerned about the well being of total strangers than their own families. Why don't these genetic inbreeds move their families out of their trailor homes before setting total strangers up in their own businesses?

CEE: The mentoring sessions began and I was surprised to find that these were not training or mentoring at all, but sales calls. I was told about all the other things I should purchase in order for my business to be operating successfully. A toll free number, messaging service and of course a merchant account so I could process credit card order from the websites. I inquired about the web sites from the very first phone conversation and was told that I was jumping ahead, that the offline binder was to be covered first and web sites came later. I should get the other services so I'd be ready to start business. So, I paid $995.00 for merchant services which I am billed $20.00 a month for and can't use. I used the company referred to me by the coach at Mentoring of America.
Long story short - I found out that the websites weren't what I told and not what I paid for. So my decision to purchase this program was based on deception.

REID: Fraud, deception, misrepresentation and
bull$h!t. I guess that about sums it up.

CEE: I called Mentoring of America to speak to the guy that sold me the package to begin with and he did not return my calls.

REID: Mike Evans (king trailor park "result of incest" from the fraudulent John Beck Mentoring Institute) gave me the same run around. This should be expected by a fraudulent company.

CEE: I filed a dispute for the charge with my credit card company. Once Mentoring of America knew that they told me I could return the products and if everything was there and to their satisfaction, they would give me 100% refund. A couple of months passed, my credit card account was credited by Jeff Paul Institute for the full sum and I thought things were over and done. Wrong!

A few weeks later, I get a collection notice from EPN Inc to collect money from me on behalf of their client John Beck's Mentoring of America! I contacted them, explained the situation, sent them my letter disputing the charge in writing and figured once they see all that transpired and that I was refunded my money, this would be over. Wrong Again! Since, I have received notice from my credit card company that the dispute was resolved, but it is not according to EPN, Inc or their client. So what do I do now?

REID: Ignore any and all letters from EPN. EPN is a fraudulent collection agency. Throw any and all letters from the fraudulent EPN in the rubbish can, or use it as toilet paper and send it back to the inbreeds.

Once someone receives a favorable decision by their credit card company the "debt" is immediately erased. There no longer a "debt" to be collected. Legitimate collection agencies do not chase non existent debts.

Explain to the f%ck!ng inbreeds at EPN, that they are free to take matters up with your credit card company instead, for it was your credit card company that took their money back not you. You won the dispute, therefore you now owe nothing to no one.

Explain to the f%ck!ng inbreeds at EPN, that they are to cease all contact. Notify the fraudulent EPN that any further contact or even mere attempts shall result in reports to the Federal Nuisance Bureau, and the FBI on grounds of harrassment and any other related criminal activities.

CEE: I have filed reports with the FTC and the Attorney General's office in the state I live. Any other advice? It is terrible that these people can get away with this - where is the protection for the innocent, law abiding citizens? Think writing the network that airs these fruads would want to know about what they do to people? Anyone interested in a class action suit? Any help is appreciated.

REID: That's great! Also file reports with the FBI, Consumer Protection and Commerce and Consumer affairs. Class action sounds good to me. Contact me through a rebuttal to discuss our options.

Until next time, take care Cee cause I care, Aloha from Hawaii and God Bless.