Jefferson Capital Systems Ilegally opened new account without first notifying me to consumer credit reporting agencies on old debt St. Cloud Minnesota
I have just recently discovered that without my knopwledge that Jefferson Capital Systems, a debt collection company, located at 16 Mcleland Rd, Saint Cloud, MN 50303, has illegaly tried to get around FCRA law by opening a new account of an old debt of mine and are reporting it newer than it actually is. So by blatantly lying about the actual age of my account or the date of any delinquency, their company violates the FCRA law.
Further more, they have failed to contact me or notify me prior to opening a new account against me with the credit reporting agencies without warning or without my knowledge. The FCRA specifically requires that all debt buying companies to notify the consumer when they report negative information to a Credit Reporting Agency. Their company failed to do this, so have violated the FCRA.