Jefferson Capital Systems, LLCJefferson Capital Systems, LLC (aka Compucredit) False 'covert' attachment of my credit report St Cloud Minnesota
In October of 2004, Jefferson Capital Systems LLC placed a credit item on my credit report without the necessary correspondence to me notifying me of any claim. I discovered this in doing a real estate transaction and wondering what was wrong with my credit. This is a 'second' credit agency taking up an old claim that I addressed in 2002 about some false purchase that was made in my name from a company named Fingerhut. I have sent Jefferson Capital copy of this correspondence with this prior agency but my credit remains affected falsely, by a credit collection agency that is not following Fair Credit Reporting rules by first notifying people that they have a claim.
Lily
Rancho Palos Verdes, California
U.S.A.
1 Updates & Rebuttals
Brian
Newark,New Jersey,
U.S.A.
Remove inaccurate trade lines
#2Consumer Suggestion
Fri, November 05, 2004
Lily,
If you have documented proof that the collection agencies reporting is incorrect. You can send that documentation to each agency asking them to please DELETE TRADE LINE from your file. They will take the information you provided, verfiy it's legitamacy and then remove the trade line. You can also dispute the trade line On-line but only with 2 out of the 3 major agency's. Hope this helps.