JOHN BECK "FREE & CLEAR KIT"AVEJOHN BECK "FREE & CLEAR KIT" ripoff fraudulent debiting of my checking account EACH MONTH VAN NUYS California *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!
I purchased the product in January, the company debited my account in March, April and May. Unable to reach anyone on the phone because the customer service representatives are always taking care of customer. I have tried through the order number as well as the return line and I have never reached anyone. I also emailed them. At this writing, I have not received any response from John Beck Co.
JANE
GEORGETOWN, Delaware
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
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...the victims' advocate
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...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
3 Updates & Rebuttals
Anonymus
Southern,California,
U.S.A.
Mentoring of America Continues to Violate Consumer Protection Laws
#4Consumer Suggestion
Tue, August 08, 2006
Here is a summary of government action taken so far against Mentoring of America LLC.
On October 21, 2004 Mentoring of America, LLC entered into a settlement agreement with the Utah Division of Consumer Protection (the Division). According to the terms of the agreement, Mentoring of America, LLC agreed to pay a fine of $2,000 and comply with all provisions of the Consumer Sales Practices Act and the Telephone Fraud Prevention Act in future consumer transactions in the state of Utah. Mentoring of America, LLC also agreed that within 30 days it would submit a completed application for telemarketing under the Telephone Fraud Prevention Act, and make refunds within ten days in the amounts previously agreed to with the Division to those consumers whose names were previously listed and others whose complaints were pending with the Division of Consumer Protection.
On October 28, 2005 Mentoring of America, LLC entered into a settlement agreement with the Utah Division of Consumer Protection (the Division). According to the terms of the agreement, Mentoring of America, LLC agreed to comply with all requirements of the Utah Consumer Sales Practices Act, Utah Telephone Fraud Prevention Act, Business Opportunity Act and all other laws and rules administered by the Division applicable to them. The company agreed to pay an administrative fine to the Division, and make refunds by December 31, 2005 to consumers referenced in the agreement. The company also agreed to resolve and refund, without Division action, all other consumer complaints similarly situated under the Utah Consumer Sales Practices Act, Utah Telephone Fraud Prevention Act, and Utah Business Opportunity Act that are filed with the Division in the future and that occurred prior to this settlement agreement. The company further agreed to disclose in a clear and conspicuous manner the products and/or services represented in their sales presentations as well as whom will be providing those products and/or services. Nothing in the agreement should be construed as an admission of guilt or liability by Mentoring of America, LLC.
On April 4, 2006 the Utah Division of Consumer Protection (the Division) filed an amended complaint with the Third Judicial District Court of the State of Utah (the Court) against Mentoring of America LLC, John Beck Amazing Profits LLC, and Jeff Paul (MOA). Charges filed indicate MOA breached the settlement agreement dated October 28, 2005 by failing to file the disclosures required to sell assisted marketing plans; honor the three-day right to cancel; and reform its business practices. The complaint indicates that MOA violated the Consumer Sales Practices Act, the Business Opportunity Disclosure Act, and the Telephone Fraud Prevention Act. The Division is seeking: damages and restitution for loss suffered by consumers to date; a fine for breach of the Settlement Agreement; an administrative fine for each deceptive act or practice found to have occurred; and for an order enjoining MOA all acts and practices in violation of the Consumer Sales Practices Act, the Telephone Fraud Prevention Act, and the Business Opportunity Act.
The attorneys for MOA have answered the complaint asking the Court to judge that the Telephone Fraud Prevention Act, the Business Opportunity Act, and the Consumer Sales Practices Act as codified in the Utah Code are unconstitutional and that the complaint be dismissed without prejudice.
This case is currently pending.
Anonymus
Southern,California,
U.S.A.
MATT shut up. You've already been caught double posting on the same page as two different people
#4Consumer Suggestion
Tue, August 01, 2006
Matt,
You've already been caught double posting on the same page as two different people, once as an employee of Mentoing of America, then again on the same page as a satisfied customer of Mentoring of America who was able to cancel and get a refund because of a family emergency. You forgot to take into account that your name and city appear on each response made.
www.ripoffreport.com/reports/ripoff194020.htm
Mentoring of America is under investigation by the Utah Division of Consumer Proctection. On top of that, the recent and third lawsuit against them has made the news. Here's the link while the video is still there.
www.wkrc.com/mediacenter/?videoId=10945=9
I'm submitting my tape recorded conversations with Mentoring of America's people to the Utah investigators.
By the way Matt, only after a Utah investigator received my complaint against Mentoring of America and sent them a letter, did Mentoring of America give me a refund. They sent me a hand signed check overnight delivery for the full cost I lost.
Your above story is nothing but nonsense and you know it. You are trying to put a positive spin on things, but the proof, the current ongoing investigation by the state of Utah, the lawsuit, and the news is overwhelming you at this point.
Matt
NSL,Utah,
U.S.A.
we make it easy to cancel your subscription
#4UPDATE Employee
Tue, May 23, 2006
The John Beck program is a great program that really works. The first month free membership to his Product Vault website, his Landbank website and his Hotline support are included with your order for his training. Then, for ease of administration, every customer is set up on an automatic billing cycle for continued access to these awesome tools useful to profiting from the tax sale process.
To help avoid concerns from our customers, we clearly state in all of our materials that the first month is free and that there will be an automatic billing charge every month until such time as the customer decides to cancel.
We clearly state our policy in the materials you were sent. We also include a phone number and an email address useful to stopping this automatic payment procedure if you decide so to do. I just tried this number and it only took a couple of minutes on hold before I was able to speak with a customer service agent.
We would hope that you will continue to nurture your dream of making more money and would hope that you will see us as the solution in the future. Good luck!