John Darer - 4structures.com - The Worst Structured Settlement Planner in America - Stamford CT
After I won a lawsuit my lawyer put me in contact with John Darer of 4structures.com to put my winnings into a structured settlement. Mr. Darer is supposedly an expert in setting up a structured settlement.
The structured settlement that John Darer put me in is totally NOT sufficient for my needs. I explained this from the get go but Mr. Darer didn't seem to care.
I am now stuck with small payments for the rest of my life yet I can't pay my bills. The tax stuff was never explained to me by Mr. Darer. To be honest nothing was ever explained to me.
It is very insulting that the judge and my lawyer thought that I wouldn't be able to do the right thing with my settlement and they pushed me to deal with John Darer.
I have tried to get Mr. Darer to change my settlement payment terms but he just blows me off. I am so fed up with his s****.>
I even emailed him copies of my overdue bills and he just ignored my emails. After about 20 calls to him begging for him to help me he told me to call JG Wentworth. I called them and the figure they gave me was only for a fraction of what my initial settlement was for.
The JG Wentworth representative said that was the most that they could offer. They also said that "John Darer has a reputation in the industry for being an unprofessional, psycho and a real jerk".
WELL THAT'S JUST WONDERFUL! - LUCKY ME!
I hope that this helps someone else out there not to trust John Darer with your settlement proceeds because I feel like I am being victimized over and over and over again.
1 Updates & Rebuttals
The Business Owner
Burnt Corn,Alabama,
United States
Customer Has Marked the Matter Resolved Elsewhere
#2REBUTTAL Owner of company
Wed, July 06, 2022
Hello, I am the business owner and as an initial matter, whether a customer or potential customer calls us once or 20 times, each interaction is important to us.
That being said, we keep really good records and we do not have, nor did we ever have a customer by the name of Debbie. The same exact words as were posted above, were posted on two other sites, twice on one of the two other sites on the same day using the pseudonum Deb S. In fact the individual is a male with the initials R.C., who was represented by an attorney and R.C. signed a Settlement Agreement and Release in 2017 as well as a document known as a Qualified Assignment.
As the client was a Medicare beneficiary, a Structured Medicare Set Aside Account was established with a professional administrator, also known as a TPA to ease the client's Medicare compliance burden. A Medicare Set Aside is a completely voluntary process to demonstrate compliance with the Medicare Secondary Payer Act. Those that do not comply risk non payment by Medicare for treatment of accident related injury that would otherwise be covered by Medicare.
An MSA cannot be used to pay non accident related expenses or those that would not be covered by Medicare.
R.C. contacted me in Feb 2020 and claimed the TPA had not been paying his bills. When I researched the matter with the TPA, I learned that the TPA actually had been paying some of R.C bills, but did not pay (and should not have paid) where the bills did not represent Medicare Eligible expenses.
Anyone who wants to read more about Medicare Set Asides can follow the link https://www.4structures.com/medicare-set-aside-allocation
Contrary to what the posting from says above, I spent more than 7.5 very patient hours that weekend (when many other businesses might not have taken the call) communicating with R.C., responding to his emails (all preserved) from that Saturday, Sunday and Monday! R.C. simply never followed through. Shortly after the same posting appeared on two other sites in March 2020, I contacted the TPA and R.C., had not contacted the TPA since 2018 .
I have the phone records and documentation to back this up, however, one simply cannot share client records in a forum such as this, as I'm sure anyone reading this can understand. The other sites asked for me to propose a solution, which in March 2020, was for R.C. to start with a phone call. He never called. However it should be noted that R.C.'s (" Debbie's")response was to mark the matter resolved, in 2020!