johnson mark LLC credit card debt and i dont remember having one, they dont have a credit card number, and it was from 10 to 15 yrs ago they say sandy, Utah
I was served papers for court in dec for a non existant debt, that they cant give me any info on. They dont have a credit card number and i dont remember having a capital one card. In fact my credit is so bad ive never had one. My ex husband did 26 years ago but my name wasnt on it. Now im stuck paying 3000.00 that no one can give me info on because i cant afford to drive 4 hours to a court date for a bogus account.
1 Updates & Rebuttals
John
Louisville,Kentucky,
U.S.A.
Advice
#2Consumer Comment
Fri, November 16, 2012
Friend, please heed this advice:
YOU MUST SHOW UP IN COURT!!! If you don't have any money, then hitchhike to court.
Even if this is not your debt, if you do not bother to show and and respond to the summons, they will win an automatic default judgement. If the debt they are alleging is $3,000, then this default judgement could easily be over $5,000 with fees and interest. They can do this when you don't bother to show up.
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Go to court and ask them to validate the debt. Since they will not have proof, they will loose
You will also need to file a response to the court.
Failure to file an answer may also result in a default judgment against you. Hire an attorney if you can afford one to do this. If you cant afford one, then file a general denial with the court in this format:
Mark Deny with this explanation:
- I cannot affirm or deny this debt until validation has been made for this claim in the form of the original application with my signature. I cannot respond until this documentation has been submitted to me by the other party
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If you absolutely cannot go, then contact the courthouse and request a "Motion of Continuance" to postpone the court date due to your not being able to leave your city.