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Joseph L Mesa Consumer fraud by GE Money Bank Boise, Idaho
Aproximately a year ago I went to a local dentist here in Boise, Id. who was promoting a six month interest free for dental services through Care Cridit. I was anticipating going through several treatments, unfortunately, I did not like the dentist and so... I ended up with a $72.00 dental bill. In short, I ended up paying $112.00 which was well above the initial incurred bill. After having paid the $112.00 payment, I kept receiving bills from GE Money Bank for alleged late fees as well as interest fees which where not supposed to have happened. I felt that Care Credit and GE Money Bank were clearly trying to defraud me as a customer. Needless to say, I refused to pay anything over and above the $112.00 I had already paid. I certainly had no intentions of condoning their fraudulent acts and so to this date I have continued to refuse payment. As a result, GE Money Bank continued to pad the account with late fees as well as interest fees. Currently, the initial dental bill of only $72.00 has now escalated to $465.80 and GE Money Bank has now hired an attorney by the name of G. Reynolds Sims to come after me, the consumer, to collect the alleged $465.80 late and interest fees on behalf of GE Money Bank and CACH, LLC. Just how a small dental bill of $72.00 ended up inflating itselt to the tune of $465.80 is beyond me!! Today, I wrote a letter to the above mentioned attorney indicating that I certainly do not have any intention whatsoever to pay such fraudulent bill. I also mentioned that I have every intention of filing a complaint with the Better Business Bureau or other reporting agency to complain about Care Credit and GE Money Bank's acts of consumer fraud. This is totally insane and I am very upset that these creditors can get away with the many fraudulent acts they are commiting!! I look forward to any help you can provide as I do not intent to pay any part of this $465.80 bill!! Thank You!
2 Updates & Rebuttals
Joseph L Mesa
Boise,Idaho,
United States of America
Ripoff Report by Joseph Mesa
#3Author of original report
Fri, July 15, 2011
071511-Today at approximately 9:00 A.M. I received a call from GE Money Bank agreeing to waive the entire $465.80. I am glad to see that this is now all behind me. Let this be a lesson not to let anyone take advange of you. Stand your grounds and be heard. I am glad to see that GE Money Bank agreed to redeem themselves by waiving all late and interest fees.
coast
USAaccrued interest
#3Consumer Comment
Wed, July 13, 2011
Did you pay the full balance owed before the six months was up? Do you understand the definition of accrued interest?