Complaint Review: KIA

I brought my car(original owner) to the dealer with what appeared to be a wheel bearing problem, 98,300 miles.  Been a great car, followed all maintenance according to the service manual.  Called me back 2 days later and said it was internal transmission damage, manual transmission.  When was the last time somebody heard of a modern manual trans failing?  After getting the run around for almost a month, they tell me that I should have been following the severe service schedule because I live in New York....  The car has had an easy life, well cared for and garaged.  So, Kia warranty isn't worth the paper it was written on in the manual.  The 10/100 power train warranty is a scam.  Warning, if you have a Kia ignore the service schedule and follow the severe service duty schedule, that way they can deny you claim later because it was used in severe service.