Print the value of index0
Kia of Freehold - Limo the financa manager and Steve the salesman Kia of Freehold robbed $4000 from me freehold New Jersey
AT Freehold Kia, Steve was my salesman and Limo was the financial mananger. I was going through a rough time health wise and had just gotten enough cash together to purchase a used vehicle. Steve was very nice to me and seemed very trust worthy. They dropped the price on a vehicle for me but I know how the game goes. I was buying a 2008 KIa Amanti with 84,000 miles on it. I went to see Limo and according to him I was $1000 short to pay cash for the car. The price was dropped to $6995. Limo suggested a car loan that I did not want but I was weak from being ill and I was there for hours and wanted out. Te price was $6995 with my trade in worth $1000. I gave him $4000 in cash and then I paid for tax and tags in cash. My loan was through Capital One at 12%apr. I couldn't wait to get out of there.
a week later Steve called and said there was a problem with my loan. Capitol One had been calling me many times but I was working and couldn't answer the phone. Limo told me not to answer and he would handle it. A week later he said I had to come in about the loan to sign other papers. I told him I was still sick and going to work and I could't be late but I would come by on my next day off. Limo told me that if I didn't come by on that day then he would have to take the car back. I don't know how he could do that since he had already had my car junked but I rushed in anyway. Limo kept distracting me by talking about a sick friend and had the bank papers folded and said that he knew I was in a hurry and all I had to do was sign a few times and go. He rushed me out the door saying I would be late. Steve walked me out and took ny papers and put them in my glove compartment for me and he took the other envelope with my original bank papers that also had my temprary registration in it. I finally got a day off and sat down to glance at the new paperwork and I almost passed out. Limo had added and extra $4000 to my loan. He snuck it all in with little costs. I had gap insurance through my insurance company for $25 a year and Limo added $850 for gap insurance. I had already paid for tax and tags in full in cash and this was added into my loan also so i was paying for tax and tags twice. I was charged $995 for an oil change and detailing on the car which i had turned down and the oil was actually chaged at Walmart according to the sticker on the windsheild. I was also charged $299 for window etching that I do not have. Then for all this paperwork i a charge of $499 was tacted on to the loan. My loan went from 12% to !8% and was switched to Santander USA. I bought an 8 year old car with 83,000 miles on it for $6995 and the total cost for me after 4 years will be $20,248......
Do not buy from these people. They are like a family of criminals. I called consumer advocate as soon as i saw hat they did and I'm taking them to court for auto fraud. I'm also gonna do research on this Santander bank to see if they are in on the scam. My car loan should only be for a little over $2000 and I'm paying them over 20 grand for this $2000. buyer beware. Kia of Freehold are criminals. They took everything thing I had and I texted Steve and told him they should both be ashamed of themselves for being criminals and immoral people. I will never buy a car from a dealership again.
3 Updates & Rebuttals
Jim
Florida,USA
Right!
#4Consumer Comment
Sat, December 19, 2015
It's all a grand conspiracy between the bank, the dealer, Obama, the IRS, the democrats, the EPA and of course the person in the office who wants your make and model of car! Since you have all this money stashed away, you're going to hire an attorney. Right. Sure. Sounds to me like a typical deadbeat wail.
santander usa is involved in the fraudulent bank loan with kia of freehold
#4Author of original report
Sat, December 19, 2015
santander usa received my car loan and accepted it even tho there is a $4000 gap in the numbers. kia of freehold actually typed in my loan that 2+2=7 and the numbers can not add up at all and santander usa took this loan on so that means they cant add either or they are scam artists. i also had my first loan with capital one and i called them to see what was on my first loan and i gave them a reference number and they brought up my accout. they asked me to verify who i was by giving them personal information and she said she had my loan up on her screen. i asked what what on it and she said the loan was cancelled. i told her that i was aware of that and wanted the original information that was on the loan poapers. she got very nasty with me and told me it was deleted and they have no information at all. how can this be? how can she pull up an existing account but have no info on the screen?
im a wreck right now because everyone is saying that santander usa is reposessing cars with one missed payment and my loan is completely fraudulent. the numbers do not add up at all and these idiots took it on? i called santander to tell them that i would NOT be making any payments on that loan at all because if i did it would be illegal because i would be participating in their own fraud. they said they would note it to my account but now im nervous that they will just repo my car and i gave the dealer all my cash and im broke and they junked my trade in so i have no other vehicle. im waiting for a lawyer to get back to me but so far nothing.
they stole 5 grand from me and i have a 2 grand balance on the car and santander is charging me 15 grand on a 2 grand loan. i guess im gonna have to hide the car every day and night until some lawyer helps me. i called the consumer advocate and he promised he would get back to me but he never did. i refuse to allow any greedy f**k to take that car away from me. all these banks and car dealers are criminals and since we have a criminal government they get away with this. i will fight to the death and i will not pay santander one single dollar. im gonna sue that ever loving s**t out of everybody and if the consumer advocate dont help me then im gonna sue them also. please people learn how to say NO NO NO..... chain ur cars up at night when u go to sleep or block it in between other cars so they can not steel ur cars and ur cash. im gonna take these scum bags all the way to the supreme court.
coast
Florida,USA
I have a question
#4Consumer Comment
Fri, December 18, 2015
“I'm taking them to court for auto fraud.”
Has the dealer violated any of the terms of the signed agreement?