Complaint Review: Kim Bond Kim Maez Kim Yrigoyen Kimberley Gail Bond Stolen Checks Forgery & Bank Fraud

Ramon Yrigoyen:
Purchased 1993 White Mazda Protege which Kim Bond, (aka) Kim Yriogyen refused to pay for and later totaled on a FL highway. The vehicle which did not belong to Kim's then husband, Ray Yrigoyen, was NOT community property, therefore not transferrable as property during divorce proceedings. Judge and Kim Bond committed theft from a third party.

Car was titled in Kim Yrigoyen's name (then transferred to Kim Bond's name) in Lantana FL, where the car was totaled by Kim during a drunken crash and then abandoned (still in repairable condition) in Lake Worth FL by Matt Stemplinger of County Auto who later sued Ms. Bond for the abandoned car. She only won by default because Mr. Stemplinger could not make it to court. It was later found that witnesses identified Kim and the car as having caused state highway damage and it was reported to Florida Department of Highway Patrol. It was also thought Kim Bond killed a vagrant who later died at county hospital during this accident.

Forgery and Fraud: El Paso Police Department has files on record of Kim's forgery. Ramon Yrigoyen, landlord and then father-in-law to Kim Bond was missing many checks that were later returned from bank bearing Kim's handwriting and forged signature. Checks belonging to Ramon E. Yrigoyen were ripped out of his checkbook while he was not present, and those very checks were written by Kim Bond (then Yriogyen) to herself. She did not even bother trying to change her handwriting. Kim Yrigoyen had a SINGLE bank account at the bank that she worked, Continental National Bank (CNB) that her husband Ray Yrigoyen was NOT a signor on.

Later Ray Yrigoyen, ex-husband found out that Kim had REFUSED to pay Chapter 13 Bankruptcy, yet managed to open a loan in HIS NAME WITH HIS SSN while he was in chapter 13 which would have been ILLEGAL. Kim was the only supervising signor on this account as shown by docs retrieved from merger State National Bank. The account numbers of fraudulent accounts were also brazenly listed on the divorce decree as "KIM BOND'S" sole accounts however this was a lie. Kim later defaulted on all loans taken out under her ex's name, thus leaving his credit ruined even though HE NOT HER paid in full his Chapter 13.

Kim Evaded her Chapter 13 by a) having the doc filed with a second SSN that was not her own, and b) dodging bill collectors by moving out of state and keeping nothing in her own name. Kim Bond took ALL the community property funds upon sneaking out of the residence, since she had coerced her then, husband into signing his paycheck over to her to place into her private accounts at the bank where she worked.

When Kim skipped town, creditors hounded the residence and later went after her ex, Ray Yrigoyen and also Ramon Yrigoyen.

Upon moving from the old home, Ray and Ramon Yrigoyen uncovered many documents hidden by Kim in a closet that contaned bank clients confidential information. Items that were PROPERTY of an FDIC federal institution. At that time there were W2 forms of clients, tax returns, copies of SSN cards, driver's licenses and a hoard of other documents that pointed toward identity theft and forgery. Items not mentioned here were turned over to authorities. Also found at the residence was an appraisal done on the home that did not belong to Kim Bond - she was not on the title, as well as financial documents of ex-brother-in-law Daniel Yrigoyen and friend David Ferrell.

Also in question was how Kim Bond, aka, Kim Maez, was still going by KIM MAEZ until 1994, and was still legally married to James S. Maez when her second child was conceived. Documents were later found in public record that the second child was conceived IN WEDLOCK to James S. Maez, father of Kimberley Gail Maez' first child.

With all this info and deception documented it is hoped that any other credit fraud victims will be aware that their personal information was thrown in public trash without being shredded, and was also left at a private residence. Other items found were laminating supplies and software consistent with reproducing financial or identification documents. All such items were either destroyed or turned over to authorities.

This post is for informational purposes, but also to alert future partners, employers etc. to be very careful with their records and who is allowed to handle them. Personal records should NOT be allowed to go home with employees! Many times, Kim Bond brought other people's W2 forms home to her husband, showing him what people made at particular companies. Ray Yrigoyen and Ramon Yrigoyen were very uncomfortable with these items in their home and were skeptical about why Kim had personal access to such sensitive info. Upon visiting Kim Bond in her Florida Apartment, Ray Yrigoyen also noted that K. Hovnanian Homes had allowed their employees to access very personal and private info via their home computers which even included files and printing options. In this day and age of ID theft, we're posting this in hopes it will enlighten customers and businesses to keep private files PRIVATE!

As a result of Kim Bond's fraud, Ramon Yrigoyen nearly lost his home and eventually filed bankruptcy. Ray Yrigoyen paid off his Chapter 13 bankruptcy only to find that his former 'wife' had forged his name on new loans, thus rendering his credit repair useless. At this point Ray Yrigoyen cannot get any credit, and is often hounded by his ex's former creditors whom she refused to pay.

Hope lessons have been learned here and that this post will help people and businesses make wiser decisons. Also, Kim Bond DID cheat on her banking drug screening by getting clean urine from a friend who admitted this in writing. Even if you do hire seemingly "clean" employees, be aware that they can commit fraud easily. Also be aware that a background check will NOT tell you everything. Google a person's name, check the ripoff report, because if the culprit is not convicted, you'll just set yourself up to be another victim.

Ramon y.
El Paso, Texas
U.S.A.