Complaint Review: Kinito Benefit Services

ON 10/29/02, I received a telephone call from a person named Sam Smiley who represented a company known as K.M.S. This person informed me that he had been able to set me up with an unsecured credit card through Cross Country Bank. This card was to be issued to me with no annual fees, and no processing fees. There was to be a one time only membership fee of $197.00 for the establishment of this credit card account.

This credit card was guaranteed to be approved and would carry a minimum $1500.00 credit line. Due to the time of year it was, I could have used this additional credit, so I gave this Mr. Smiley my checking account information and authorized him to electronically deduct $197.00 from my account, which Kinito Benefit Services did on 11/07/02.

ON 11/26/02 I contacted K.B.S. to inquire about the status of the account they were supposed to be setting up for me. Of course, Sam Smiley was not available so I spoke to another thief named Shawn, who told me that the credit card had been approved and was in the processing stage. I could expect to receive it in 7 to 10 days. Within 10 days I received a large envelope in the mail.

In this envelope were 4 sheets of paper, 1 was a cover letter from Kinito telling me how great they are, 2 was a paper listing the names of 5 banks to contact for a credit card, I already have cards with 2 of the banks listed. 3 was a scam for free internet service, and 4 was another scam trying to sell me a satellite dish.

I have tried repeatedly to come to terms with these theives but all they do is snicker and hang up the phone on me. What grabs me most is that I NEVER contacted these people directly, they stole my personal info from Lending Tree whose web site I visited. All I want is my money back, if Kinito wants to get rich, let them do it legit, GO OUT AND EARN IT!!!!

William
Federalsburg, Maryland
U.S.A.