Kristy Umphenor Michael Morrisey Marcie Lewis Tina Steffen Redwood Merchant Services Redwood Merchant Services stole illegal illegally closed frozen refused to refund Santa Rosa California
I would like to share a poor experience that I had with Redwood Merchant Services. I currently employ their services as my merchant account and am dissatisfied. I had two placed transactions for one customer for $2,000 each, none of which were deposited to my account. I received no email or letter stating why. So I emailed one of their employees by the name of Kristy Umphenor. I received an email the next day by someone of the name of Tina Steffen to call her back. I called back to speak to Tina, then someone by the name of Michael Morrisey answered. I told Michael I wanted to speak to Tina since she was the person that informed me to call HER back. Michael then stated she was "unavailable". Very very convenient! Obviously they love to give you the runaround, and are not very good liars. So I discussed the above mentioned sales with Michael and he stated in an email that "I am unauthorized" for "these types of sales". I was selling jewelry to a confirmed address in Mexico but was still denied. I did not agree and emailed him back several times to speak to his supervisor, finally he gave me the name of "Michelle". I called today and left a message on voice mail to speak to Michael's supervisor "Michelle" and still nobody has called back. It appears that they have frozen my account?! Nobody informed me of this, nobody informed me of anything! In fact, I even asked Michael why nobody emailed me on this and he only sidetracked me and stated that they supposedly "sent me a letter to inform me about this". No! I have not even received a letter, Michael was not a good liar! And their staff has not only given me the runaround, but has also frozen my account without even informing me? Why? Michael never even discussed this with me when I spoke to him on the phone! thier staff has horrible communication with the customer and I am filing a complaint with the BBB first thing tomorrow morning! Also, the last deposit that Michael "processed" was on 9/29/08, today is 10/14/08! Now I am incurring returned check fees from my bank at $35 a piece! Wait, it gets better! I got ahold of a Marcie Lewis who is supposedly the manager of Redwood Merchant and she not only my account was "frozen", but she has "closed" it. She even went on to state that she will not release my funds for at least 90 days! So I asked the name of her boss and she refused to give it to me stating "this matter is closed". Wow, she was really afraid that I would get her in trouble if her manager found out about her and her workers antics. In addition to a BBB complaint that I have already filed there will be a lawsuit not only for Redwood Merchant Services, but also in Marcie Lewis name (the person that was responsible for freezing and closing my account).
So in short, DO NOT do business with Redwood Merchant Services. Do a google search, you will find similar complaint stories of the incompetent employees there!
Redwood merchant services suck
san bernadino, California
U.S.A.
5 Updates & Rebuttals
Missy
USAIt's All Good
#6
Tue, August 18, 2009
I love Redwood Merchant Services. They are the only merchant services department I've worked with that really makes an effort to help. I'm sure that they are not listed with the BBB because they are a subsidiary of a bank that is almost certainly a member.
If there was a question of fraud, the processor is required to hold funds to be sure that no one is ripped off. This is not an arbitrary decision made by an employee but a policy imposed by Visa/Mastercard and by regulators.
Anyway, I just wanted to say that I've had a great experience with them and that they are unparalleled in customer service. It's too bad that this person didn't really understand that the processor has to take the position of protecting everyone (and themselves) from fraud and sometimes the merchant has to wait for their money to be sure that everyone is taken care of.
It is really horrible to anonymously malign an employee when she is just doing what her job tells her to do.
Redwood merchant services suck
san bernadino,California,
U.S.A.
JUST WANTED TO ADD......
#6Author of original report
Sat, October 18, 2008
I would also like to add that after I filed a complaint with the BBB against Redwood Merchant Services , I found that Redwood Merchant Services isn't even a member of the Better Business Bureau (BBB)! Ummm, for a super large company that is supposedly dealing in credit card "security" how shady is that?! Any lawyers out there whom read mine and others complaints on Redwood Merchant Services might want to poke around on this company to possibly file a class action suit against them. Please let me know!
I'm in!
Redwood merchant services suck
san bernadino,California,
U.S.A.
JUST WANTED TO ADD......
#6Author of original report
Sat, October 18, 2008
I would also like to add that after I filed a complaint with the BBB against Redwood Merchant Services , I found that Redwood Merchant Services isn't even a member of the Better Business Bureau (BBB)! Ummm, for a super large company that is supposedly dealing in credit card "security" how shady is that?! Any lawyers out there whom read mine and others complaints on Redwood Merchant Services might want to poke around on this company to possibly file a class action suit against them. Please let me know!
I'm in!
Redwood merchant services suck
san bernadino,California,
U.S.A.
JUST WANTED TO ADD......
#6Author of original report
Sat, October 18, 2008
I would also like to add that after I filed a complaint with the BBB against Redwood Merchant Services , I found that Redwood Merchant Services isn't even a member of the Better Business Bureau (BBB)! Ummm, for a super large company that is supposedly dealing in credit card "security" how shady is that?! Any lawyers out there whom read mine and others complaints on Redwood Merchant Services might want to poke around on this company to possibly file a class action suit against them. Please let me know!
I'm in!
Redwood merchant services suck
san bernadino,California,
U.S.A.
JUST WANTED TO ADD......
#6Author of original report
Sat, October 18, 2008
I would also like to add that after I filed a complaint with the BBB against Redwood Merchant Services , I found that Redwood Merchant Services isn't even a member of the Better Business Bureau (BBB)! Ummm, for a super large company that is supposedly dealing in credit card "security" how shady is that?! Any lawyers out there whom read mine and others complaints on Redwood Merchant Services might want to poke around on this company to possibly file a class action suit against them. Please let me know!
I'm in!