Complaint Review: kryptonite

this company is a joke I applied for an online loan after christmas due to needing some help and.being a.single mother of 2 boys. neefless to say I trusted that the site I went to was a payday advance site. it asked al my info including bank rounting numbers my s.s everything. it said u cam have your money in as little as 1 hour. so I hit the summit button after I completed everything. it said it may take up to 4 min to process my rewuest. next thing I know a screen comes up saying something about I need a credit report. I logged off thinking it was a pop up next thing I know I check my balance in my account and I was charged48.98 +34.00 in over draft fee because they took it the day before my direct deposit. I called the number on my bank statement and they said it was payment services and they are a 3 rd party for kryptonite.I was told this wasba.membership fee. well I never signed up for anything they said they would cancel my account and to fax a copy of my bank statementbsomeone would get back to me. knowone did so I called very upset and after sereral min of back in forth the guy named demark said it will be in my account the24th of ja 2011 and gave me a confermation number. well today jan 31st its still not there I called again with yet another excuse. they had some electronical problems now they will have it in my account feb 14. ok so it took me calling them to find this out I was expecting that money. I dont know how they can live with them selfs knowing they are stealing money from people who need it. I mean I was appling for a payday advance.