Complaint Review: Kurt Steven/ Joseph Lane/ Joseph Morgan

 Initially, I was not even the one contacted. My parents and my sister were contacted by a "Joe Lane" stating that I was being prosecuted for an outstanding "payday loan" that was in collections. Almost a week later the same man contacted me. I returned his phone call and he went on a verbal abusive spree. He insisted that I was scum, that my family was scum, that I abused the system and was going to be punished. He could make all of this go away just for a one time debit card payment of 315.00 USD. I had asked him for proof and he said they would email it to me. It was clearly a word document made on a simple computer and not at all credible. I then hung up immediately knowing any legitimate agency would not ask such a thing. I had also never received any notices in the mail about collections from anyone. He then called my father and proceeded to cuss him out. When my father hung up, he called their house and left a voicemail clearly calling them a "Mother F****r." I then filed a report with the Sheriffs department, who have heard about this "company" a few times. I checked my credit and nothing was in collections and there was no evidence of such actions. Today, Kurt Stevens called me from the same company. He sounds exactly the same as the previous man, used an unknown number but gave the same return number previously used. He called myself, mother, sister, and their home phone. A collections agency will never disclose information with anyone other than yourself by the way. It's illegal to do so. Do not fall for these simple scams.