Complaint Review: LAW AND ASSOCIATES LLC

Written by William B on May 7, 2008

this company will get their just rewards... see article

TALLAHASSEE -- Attorney General Bill McCollum today sued a Clearwater business, alleging it engaged in deceptive and unfair practices by charging for foreclosure

consulting services but failing to provide the assistance promised.  

 

According to the lawsuit, Law & Associates, LLC claimed it could help homeowners who were facing foreclosure and charged an up-front cash fee of approximately $1,500

to $2,000.  

 

Consumers reported to the Attorney Generals Office that the company not only failed to provide promised services but also refused to refund the fee despite an

advertised money-back guarantee.

 

More citizens in Florida are facing the very real possibility of losing their homes to foreclosure than anywhere else in the country, said Attorney General McCollum.

"My office will continue working to ensure that businesses who offer assistance to these people are held accountable to the law," said McCollum.

 

Law & Associates sends direct mailers to individual homeowners who are facing foreclosure. The mailers allegedly tell the homeowners they must call the company within

72 hours to see if they are eligible for a plan to stop the foreclosure process.  

 

The company also advertises online, allegedly promising to stop the foreclosure process and providing a money-back guarantee if they do not achieve a viable strategy

with the lender to stop the foreclosure.

 

When homeowners contact Law & Associates, they are allegedly told they qualify for a plan to stop foreclosure but must pay the hefty cash fee for Law & Associates to

take their case.  

 

Once a homeowner pays the fee, he or she purportedly receives a written contract from Law and Associates that contains numerous terms and conditions not previously

disclosed to the customer.  

 

According to the lawsuit, most of those terms and conditions are designed to prevent a homeowner from being entitled to a refund if Law & Associates is not successful

in stopping the foreclosure. The Attorney Generals office has received more than 65 complaints from consumers about Law & Associates.

 

The Attorney Generals lawsuit alleges six counts against Law & Associates and Thomas E. Law, II for violations of Floridas Deceptive and Unfair Trade Practices Act.

The Attorney General is seeking penalties of $10,000 per violation and reimbursements for consumers who paid the fees.

 

The lawsuit also asks the Court to require the company to cease its operations.


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Law & Associates, LLC, Thomas E. Law II     PDF     Print     E-mail
1140 Kapp Drive Clearwater, FL 13660 Wright Circle Tampa Fl (Thomas Law is associated with this address)

Case Number: L07-3-1131

Allegation or issue being investigated:
Violation of Chapter 501, Part II, Florida Statute - Failure to perform on contract to assist in foreclosure matters

http://www.theloanmodificationbureau.com/black-list-state/florida/105-law-a-associates-llc-thomas-e-law-ii-


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FLORIDA: On April 3, 2008, the Florida Attorney General's Office filed a Six Count action against the company and its Managing Member, Thomas E Law, for alleged

violations of the Florida's Deceptive and Unfair Trade Practices Act, (Case # L07-3-1131, filed in the Circuit Court of the Sixth Judicial in and for Pinellas County,

Florida). Some of the allegations against the company include:

--Using deceptive and false advertising;
--Failing to disclose the restrictions and prohibitions prior to collecting fees in habiting the consumer's ability to obtain a refund;
--Failing to provide the promised services;
--Failing to honor the money back guarantee; and
--Offering repayment plans that were not feasible to consumers;

These matters are still pending and for more information and details on the action, please contact the Florida Attorney General's Office at             (850) 414-3990 begin_of_the_skype_highlighting            (850) 414-3990      end_of_the_skype_highlighting  

     or http://myfloridalegal.com.

MINNESOTA: On November 14, 2008, the Minnesota Attorney General's Office filed a default judgment against the company alleging violations of Minnesota's Consumer Fraud

Act (Case Number 27-CV-08-20980, filed in the District Court of the Fourth Judicial District in and for Hennepin County, Minnesota). Some of the allegations against

the company include:

-- Failing to render foreclosure services once the company paid;
-- Making false and misleading statements;
-- Failing to disclose the refund policy on contracts;
-- Collecting an upfront fee for services before any services were provided; and
-- Failing to register with the State of Minnesota in order to be able to conduct business.

The company and its principals are enjoined from:

-- Marketing or performing services as a foreclosure company;
-- Offering mortgage foreclosure assistance to homeowners whose homes are in foreclosure; and
-- Accepting payment of any kind for foreclosure services.

The company has been ordered to make full restitution to all Minnesota residents who paid the company for foreclosure consulting services, pay the State of Minnesota

$25,000 as a civil penalty and pay an additional $999.00 to the State of Minnesota for investigation and attorney's fees.
For more information and details on the action, please contact the Minnesota Attorney General's Office at             (651) 296-3353 begin_of_the_skype_highlighting            (651) 296-3353      end_of_the_skype_highlighting       or www.ag.state.mn.us.

http://www.bbb.org/west-florida/busi...r-fl-90011980#


Law & Associates, LLC

Phone:             (800) 329-9973 begin_of_the_skype_highlighting            (800) 329-9973      end_of_the_skype_highlighting       (Disconnected)Fax: (800) 345-4022View Additional Phone Numbers1140 Kapp Dr, Clearwater, FL 33765-

2113info@lawandassociates.orgh...associates.org! There is an alert for this business !




http://housingrecovery.org
877-467-3595 begin_of_the_skype_highlighting            877-467-3595      end_of_the_skype_highlighting
813.855.5443 begin_of_the_skype_highlighting            813.855.5443      end_of_the_skype_highlighting      
info@housingrecovery.org

http://myfloridalegal.com/webfiles.nsf/WF/MRAY-7DCR73/$file/LawandAssociatesComplaint.pdf
http://www.myfloridalegal.com/lit_ec.nsf/mortgage/2FD0DEB170CCBE348525736100459DBD

Tom
Asier Holdings
(((REDACTED))) 

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.