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  • Report:  #1097782

Complaint Review: Leadco Community Credit Union

Leadco Community Credit Union Leadco maybe involved in unfair overdraft fees. Farmington Missouri

  • Reported By:
    Daeton — Potosi Missouri
  • Submitted:
    Fri, November 08, 2013
  • Updated:
    Fri, November 08, 2013

Leadco Community Credit Union has shift practices of charging overdraft fee's. When using a debit card at a hotel or gas station and the company probes the account to see if there is money in the bank. When the money is taken out leadco computer thinks that there two purchases from same company even though one says it is pending. Before any money actually comes out leadco  immediately tacks on overdraft fees.  A example of this when I went on a hotel stay and the room was 500 dollars, the hotel probed my account to make sure the funds were there. Leadco posts this as a pending charge. Then the actual money comes out the next day thus overdrafting the account. When the pending charge goes away thus not over drafting they do not remove overdraft fees. On top of that the manager Megan was extremely rude and treated us as though we was just begging for money. I have never been so embarrassed in my life. 

1 Updates & Rebuttals


Stacey

Dallas,
Texas,

Really??

#2Consumer Comment

Fri, November 08, 2013

 What did you checkbook balance state your bank balance was?? My guess is you do not keep one nor do you balance your bank statements.  WAKE UP and start taking responsibility for your own monies and stop blaming the bank because regardless of what bank you go to the same thing will happen.

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