Complaint Review: LEASECOMM

In accordance with the FTC judgment against them, they have to sue you in your state rather than in MA. Also, for those of you who have been illegally sued in MA in the past, the FTC judgment against Leasecomm also called for them to forgive (vacate) millions of dollars in illegally obtained judgments and bring them against those people in the correct venue which would be in the state in which you are.

Furthermore, they were banned from using those non-cancelable leases anymore because they were adjudicated to be unconscionable.

I wonder what kickbacks the judges in MA were getting from Leasecomm to allow all of those uncontested small claims lawsuits go through their courts without any questions as to proper venue or the unconscionably of their leases. It's really unbelievable that this kind of injustice can really still be happening in this country today. I think that every judge that allowed literally thousands of uncontested small claims lawsuits go through their courts from the same company (Leasecomm) should be debenched and disbarred for their part in this most obvious judicial misconduct. It's totally unethical on their part because as lawyers and judges, they are supposed to adhere to a higher standard of ethics.

Also, there is such a thing as the Fair Debt Collections Practices Act which states that they cannot charge you for their collection efforts such as charging for phone calls, letters, etc. The only thing they could collect for is "reasonable attorney's fees" but only with a court's permissions or a judgment and it's up to the judge as to what is reasonable for attorney's fees (that doesn't always mean 100% of the attorney's fees).

They did the same thing to us but as soon as I found out about the FTC judgment against Leasecomm I called their attorney in MN (The Gurstel Law Firm) and demanded that they vacate the judgment immediately. They filed the necessary paperwork to vacate at least the MN judgments (which they obtained only after suing us illegally using an old childhood address and they sued us in MA) which effectively stopped them from collecting anything from us here. Months later though, their pit-bull attorney Todd Gurstel had enough nerve to send my husband a letter saying that he was going to garnish his wages. By then I had finished a paralegal degree and I let him know that their firm had the foreign judgments vacated with prejudice (which means that they cannot bring it again, ever) and that barred them from doing anything to us. We never heard from them again probably because I also threatened to sue him and his law firm under violations of the FDCPA for harassment and for threatening to take action against us that they legally could not take (all violations of the FDCPA).

I am heading to law school the year after next and plan to make a living suing companies like Leasecomm, collection agencies, and lawyers who harass for a living like the Gurstel Law Firm. I know 4 other people who have dealt with this law firm, whose sole practice is collecting debts (which makes them subject to the FDPA no matter what they say), and they have practiced continued harassment as a means of collections against them too. I helped my mom settle a credit card debt for less than 50% because I had their client, Capital One, on tape threatening to garnish her wages without a judgment which is also a violation of the FDPA and in return she agreed not to sue them or their client for those violations. They had also told my dad how much she allegedly owed which they cannot do because his name was not on the account so that constituted telling a 3rd party under the FDPA (they did this repeatedly).

People, they are bullies, and everyone knows that bullies are weak minded individuals who cannot stand people who are smarter than they are and who are willing to stand up for themselves. There is a class action suit filed against Leasecomm in NY which is using RICCO (racketeering) as its basis for recovery. John Klotz is the attorney. Watch that law suit because if they win (and they could have by now, I don't know) that would open the door for the rest of us to sue the crap out of Leasecomm. But what I really want to know is where is the FTC now that Leasecomm has walked right through the Federal judgment against them and have continued to use the unconscionable practices that they were barred from using? Where is justice in this? I don't think that there will be any justice until Leasecomm has gone under and their executives are in prison (like the Enron execs).