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Lee Hall, Afl Financial Services, URBAN FINANCIAL SOLUTIONS INC. Mr. David Donovan Richards This company solicited $995 from me to negotiate down credit card interest rates Rochester, New York
This company promises to negotiate credit card interest rate directly with your credit card company. They then make fictictious appointments or "counseling" sessions with you (the client who paid $995 for thsi bogus service) and they never follow up. They effectively provide no services and take your money. When you call fro a refund they say you must speak with a counselor and it's on hold for an hour only to get a recording. This is a huge scam - beware.