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  • Report:  #399880

Complaint Review: Legacy Merchant Services Intergrated Leasing Corp

Legacy Merchant Services, Intergrated Leasing Corp billed for machines that do not work! Houston Texas

  • Reported By:
    Alvin Texas
  • Submitted:
    Wed, December 10, 2008
  • Updated:
    Thu, December 25, 2008

parden my gramer i have poor english spelling.
i am very upset about this how can this go on for years.

I was inquiring a check service for my small business in november 05. i called legacy merchant. and they sent a rep out to my small business. The rep told me that i have several choises and i chose to have a check deposit service. I thought it was a good idea at the time and was told they will set up everything from leasing the machines with a reader at the time. and will be sent within a week. They had me sign a contract. which was the mistake on my part did not read the fine print. and before i signed it i will not want credit cards ect but just a reader. and if it did not work can i cancle. the rep said yes. so i cansled it and it went to kim at legacy. i will be contacted and the teck will come and set it up. when the teck came out he got me a smal calculator type unit and no reader saying they did not have one available at that time and i was to put the checks in manualy and still had to take them to the bank. i imediatly called kim and she said she will take care of it. and they will get me a reader when it comes available and thay will fix the lease when it comes in.

well i started using the debt card thing on it and check ferifying thing it worked for about a month at the time of xmas. then it stoped working. i called legacy they said that no one is in. and the tecks are out for vacation and they will fix it. i also asked about the reader they said nothing about it and hung up. so i waited till january and called them again and the receptionist said kim was not there she is out sick will be back in a few days, so i waited a few days and called again got the runaroung about on the other line, ill call u back, they did not call back no even once since this date i always had to call them and complain. i then looked at my bank account and saw alot of charges for everything. i tied to ask them they say the rep is out or sick or in a meeting, i never got ahold of them then after it became february i tried again after geting another large multiple charges, and no contct by them, to complain they said that they will send a teck out and they said in a few days. i waited. and no one then i decited to call again got te runaround for a month again.

i decited to call them daily and thraten to sue them if they did not respond then someone else cam on the line and said they did not know what is going on and there was no teck orrdered to come out! i asked them again why i could not get anything to work. they said that they will come to see. finaly after a week the teck came out and said the machine was bad and got me a new one. and they had trouble geting it to update or conect. the servers there are geting the inquire but their computers were messed up as the teck said and he will return. a week went by nothing, then i called them they asked me to download a new program and after it downloaded the thing went totaly crazy and started blinking printing supper slow a pizle at a minut, and i kept geting errored out when i try anything again, they said they will come out again. then a week went again this time it has been 4 months and not working yet.

the teck said that the unit was outdated, i asked them then why did they give me a unit that would not work, so they

brang a new one.

it worked and i was happy for a day untill the next week when i tried to run a check it went crazy again and said program was incompatable please update. so i called them the walked me through and i asked them why is this happening. i am geting charged for something that did not work. they said that there is a reader and they had one and i was to get a new machine and reader a teck will come out, then they said they will program it there. they took over a week to do that. it finaly came and i has a special check to test it, it worked i thought it was ok. so two days later the thing again says update so i told it to do so and it went crazy again. from here on things got crazy and i told them to come out and get me one that worked they said ok. mean while i was geting extra charges for non use minimums from all the 5 companies that they set up. i started geting mad. and called them geting again the runaround sick, vacation, on other line and that. i waited a month and some teck came out with a new calculator and a scanner and a new lease telling me that they will fix the old lease and that it should work. this time it worked and worked till it said update and locked me out untill it was updated and after update it errored out and the mess starts over again.

i then asked for refund and started calling every company about this involved after geting runaround, i calll global checking abd by luck found a week after geting the unit there was a entry that said to discontinue all the global checking and a few other bad errors and no one at legacy would fix it or gave me a runaround. i decited to refuse payments on this till they fixed it and then hell broke out all the companies that are billing me through the bank started calling harrasing me to pay.

i told them i will not pay till it is fixed and tell them this story. i then noticed bad credit, and other stuff, then i get lawyers from leasing co calling and thertened to sue.. they refuse to call legacy and vice versa. i am left holding the bag will payments and workaround payments with some changes to get the checks to go through ect. i keep calling and get the runaround. till this date and the machines are not working at this time. now it is december all leases are outdated and i now get new charges and the mess reenstated again through my bank and no one calls me or can i get anyone to fix it. or shut it down! i dont think it is fair for legacy to contract colect and get units that they can not service or repair or use. i wish i could find a lawyer to help me but there is no one, that i can afford this has wrecked my expantion hopes, and credit and still not solved.

i wish to get my money back but they have this contract what should be amended to say if the units are not working i should not pay or get a refund. but there is not and they sock it to you regardless if it works or now like you pay them and i got your money and i dont care. if there is someone that knows what to do. please help. by the way the contracts just ended i think. unless they found another way to sockit to me which i think they did new anual fees and stuff are showing up

thanks

Terry
Alvin, Texas
U.S.A.

5 Updates & Rebuttals


Helper

Portland,
Oregon,
U.S.A.

change your bank account.........

#6Consumer Suggestion

Thu, December 25, 2008

change your bank account they can not do anything and they will start calling you just ignore them.........
go to www.meswipe.com i can help you


Terry

Alvin,
Texas,
U.S.A.

i forgot to add my email

#6Author of original report

Tue, December 23, 2008

i forgot to get you all my email.

i am still geting no callbacks and the runaround as i stated above.

it is a couple of days before xmas and i wish this to be a great gift. but i know now the holidays they will make up the things they said for these years saying holidays sorry we are not able to do anything ect. or not available.
i have bugged and still calling them both and the receptionist and some other person keeps telling me not my problem. and i complain and say "why bill me and then say that!"

then they ask for a number and say they will call back and it never happems.

then is get some pass the buck colector calls after that almost right away within the week.

i tell them that they are messed up and you should return that back to them. and tell them the story.

but if anyone has a way to get them to stop billing me and stop them from doing this please let me know.

i read my email once in a while but will respond within a week.

my email is(((Redacted)))

and please no spam.

thanks

terry B

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.


Helper

Portland,
Oregon,
U.S.A.

well yes you can stop them billing you..............

#6Consumer Suggestion

Fri, December 19, 2008

we need to talk or get me your email address. i need to show you how to stop them billing you.


Terry

Alvin,
Texas,
U.S.A.

thanx for the advice but i can not get them to stop billing

#6Author of original report

Wed, December 17, 2008

thanks for the advice

but it is ttooo late. i got riped off and still being riped off i have tried to call them all involved.

after i wrote above.

they are still passing the buck saying that i got to call legacy merchants from the ppc terminal people and both will not stop and will not do anything, all i get is some creditor of theirs calling and asking for payment even after i have all lease ended now.

i have talked to the bank and it will cost me a bit to use the stop payments of these, but it may help.

it seems every time i stop payment they call the next month and do the pass the buck thing and somehow figure out how to get it started again.

someone told me i should close the account and get new cards. and not give anyone that calls the info.

and let them battle it out.

kegacy merchants will not fix the problem for they say now i am no longer in their computers!!

that is realy strange for i call all the people that are charging me and they say i got to call legacy.

so i get billed for nothing. and riped off.

i am still geting charges from them this month.

if this is not fraud and on going i do not know what you can call this.

neither one says they can do anything and pass the buck onto another company.

if there is anyone chat is out there to figure that one tell me?

thanks.


Helper

Portland,
Oregon,
U.S.A.

Merchant Services

#6Consumer Suggestion

Sat, December 13, 2008

Hi
My name is Hassan I'm an ISO I run Merchant Services Company Express MPS Group and partner with Digital Financial Group one of the best company Sponsored by wells Fargo and first data.

I would like to educate and help small business owner that been lied or Ripped off by other merchant services company with there lease, rate etc..

I see that's a lots of bad Merchant providers' are hurting the small businesses by RIPPING THEM OFF by signed them on a long term lease or charge them too much from there hard earning money for something you can buy for few hundred. And also they not helping the needs of the merchant
Some info

1- Don't not sign a terminal lease if it's more than $30 a month.

2-read the contract very close and keep a copy of it and tell the agent to wait for 2days or comeback within 2day so you have time to read the contract and look up their company @ www.ripoffreport.com

3-when you decided to sign with them make sure you get your contract copy right a way . (means) go to the copy machine and make your copy of the contract

4- If you have a lease and it's the end of the lease make sure you call the lease company to cancel your lease, because they will continue charging you

"Low Rates"
Let's face it, many Merchant Service Providers advertise their "low rates." However, when applying you find out that you may fall into a higher risk category or simply do not "meet their required transaction volume" to qualify for their advertised "low rates."

Watch out from low rate 1.03%, 1.39%, 1.59% for V/MC. whatever below the bypass (interchange) rate it's a lie they will charge you more..

If you have any Question please feel free to email me.

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