Complaint Review: Legal Affidavit For US National Bank

I am a single mother of five with very bad credit and absolutely no money. Lately I have been applying for small loans. All of them have been declined of course.

For the past few days I have been recieving calls from this company at approximately 1:30-1:45pm. On the voicemails left the man with an accent states that I or my attouney must contact him immediately dealing with a situation that is time sensitive. If I do not return the call all he can do is wish me good luck as the situation unfolds on me. He does not say what the call is pertaining to at this point. I could not understand his first name but the last name I believe is Jones.

I called this afternoon to find out what this call is about. He says that he works for a company that serves affidavits for US National Bank and that I am guilty of theft by deception, checking account fraud and money laundering. He reads the affidavit to me and tells me I can ask questions after he is finished. He says that I had applied for a payday loan (which is illegal in Georgia) on 12/1/2007 and had the loan of $1548.00 deposited in my checking account 12/4/2007. I was on maternity leave, did not have a computer and did not have the email address that he has on file at that time. I also did not have the phone number that he contacted me on until February 2008. He had the last four digits of my social security number, knew my sisters nick name, and my work number. He said that if I didn't resolve the matter, now equalling $5484.87, immediately I would be detained at my job and forced to pay this ammount plus legal fees.

I was terrified. If I am arrested at work I would lose my job. I could lose my kids and being that I have worked retail for ten years, I would not be able to get another job. I came home, pulled out my bank statements and verrified that no loans were deposited in my account. I went online and found this site with numerous reports against the same scam. I am going to call the attourney generals office tomarrow. I am very thankful for this site and the people who take the time to post a report.

Rebecca
Cartersville, Georgia
U.S.A.