Complaint Review: LHR

I contacted LHR again this year after their info showed up on my credit report. They acknowledged that they had sent me a summons but insisted that it was still pending in court even though I had already confirmed with the court clerk that the case had never been filed. After some insisting on my part, they agreed to remove the information from my report.

I was contacted by LHR last year. They use fancy terms and titles designed to impress people with how tought they are, etc. They claimed I owed money for a providian visa account, but when I asked them for debt verification, they responded with a summons from their lawyer, Edward J. Martinshin. I found out fromt he court clerk's office that they didn't get the judgment they wanted because they never actually filed the case with the court. If you send (certified mail, return receipt requested) them a letter requesting debt verification, they must suspend all collection activity against you until they send the debt verification you requested. Otherwise, they are breaking the law. That's probably why they never filed their case against me with the court. They knew that they would be breaking the law if they did. Don't let those people intimidate you. By the way, if the debt is so old that it's out of statute, that's it. They can't make you pay no matter how much they huff and puff. Just send them a certified letter, return receipt requested, telling them not to contact you again.

I was contacted by LHR last year. They use fancy terms and titles designed to impress people with how tought they are, etc. They claimed I owed money for a providian visa account, but when I asked them for debt verification, they responded with a summons from their lawyer, Edward J. Martinshin. I found out fromt he court clerk's office that they didn't get the judgment they wanted because they never actually filed the case with the court. If you send (certified mail, return receipt requested) them a letter requesting debt verification, they must suspend all collection activity against you until they send the debt verification you requested. Otherwise, they are breaking the law. That's probably why they never filed their case against me with the court. They knew that they would be breaking the law if they did. Don't let those people intimidate you. By the way, if the debt is so old that it's out of statute, that's it. They can't make you pay no matter how much they huff and puff. Just send them a certified letter, return receipt requested, telling them not to contact you again.

I was contacted by LHR last year. They use fancy terms and titles designed to impress people with how tought they are, etc. They claimed I owed money for a providian visa account, but when I asked them for debt verification, they responded with a summons from their lawyer, Edward J. Martinshin. I found out fromt he court clerk's office that they didn't get the judgment they wanted because they never actually filed the case with the court. If you send (certified mail, return receipt requested) them a letter requesting debt verification, they must suspend all collection activity against you until they send the debt verification you requested. Otherwise, they are breaking the law. That's probably why they never filed their case against me with the court. They knew that they would be breaking the law if they did. Don't let those people intimidate you. By the way, if the debt is so old that it's out of statute, that's it. They can't make you pay no matter how much they huff and puff. Just send them a certified letter, return receipt requested, telling them not to contact you again.