Like so many others, I attempted to apply for a loan online, but got inundated with text messages on my cell phone and emails online for payday loans. I became frustrated and stopped all activity, without even completing the loan process I had started initially. I never authorized anything.
Then suddenly, I began to see strange charges appearing in my bank statement. One for $44.90 with a check number attached to it. Another for $34.19 with a totally different check sequence number. Then again for $39.95 without a check number connected to it.
I called my bank to dispute these transactions. They, of course charged me a fee to secure copies of those checks, and chose to tell me that I had authorized the charges. I informed them that I did not authorize them and I had never even heard of these companies. They gave me the phone number to Liberty Discount, which by identification on the checks was Online Discount.
I immediately began an online search which never even turned up a webpage for these crooks, but plenty of complaint sites who have listed many complaints against these scammers. Rather than wasting my time calling them to get a refund, since it appears that not one refund has ever been made by them, I immediately filed a report with the FBI-IC3 office, then returned here to cile my complaint also.
My next step will be to return to my bank in person, with printed copies of several of these complaints, and lay down the information I have uncovered, requesting my Federal Regulation E form, along with offers to take my information to the Local banking commission here in my state if I do not get the satisfaction which is due me.
Like some other members here who have placed complaints about this bogus company, I urge everyone who has ever been scammed by this company to report them to as many consumer advocate agencies as you can find. My search for such agencies has just begun.
Please pardon my use of the language, but lets nail these bastards to the wall!