Complaint Review: Liberty Mutual Ins Co

I became disabled in 1992 after a injury at Work. At the time I knew my Employer had Great Work Comp Ins. But after getting hurt, my Drs put me on Rx Opiates like Oxycontin for my Pain, I have Intractable Pain, Please Google it, Liberty Mutual for 12 yrs paid for all my Rx drugs, even Oxycontin. But when my Doctor wrote me a Rx drug called marinol, to replace my 1125 mgs of Rx Opiates that I stopped with Marijuana. Liberty Mutual has paid for my Rx Opiates like OXYCONTIN for 12 yrs, they have said they WILL still pay for Oxycontin, but they WILL not pay for Rx MARINOL...Why? Second: Liberty Mutual paid over $125,000 for the damage Rx Drugs caused me like Oxycontin Opiates, Liberty Mutual sent me to a QME, DDS in 2006 and they agreed to replace 20 teeth from the damage that the Rx Pills caused. Now after 8 yrs of having a DDS cover my teeth. Liberty Mutual doesn't want to pay anymore. Why? This is the first time I have put this on the LINE..Soon I will make a You Tube Video...Liberty Mutual has paid close to 1 million to my Medical Care, just because we use Our medical is not a REAL reason to say NO...Liberty Mutual wants me to take a Medicare Set a Side, this first offer was in 2009 for 54,000. When I told Liberty Mutual that my Doctors tells me I need more $$$$. But Medicare can cover me after I take this settlement. Its not a settlement when Patients are NOT covered. Than in 2010 a offer of $150,000, I listening to my Doctors knew this is NOT going to pay for any future medical. Medicare and all the Tax payers will be the ones covering me. So even time I said NO, not enough money to settle. Every Year more offers, the last Offer was for $428,000, of this offer $99,000 would go into a Medicare Set a Side, but when SSDI wrote Liberty Mutual back with a NEW $$$$, of $150,000 for what my Surgien said I need 5 more disc to come out, I have had 3 disc taken out of me. I have Intractable Pain now for 23 yrs, I need a Ins Co that works with us Patients, Liberty Mutual seems to ONLY want the Fight.....Liberty Mutual needs to pay for my Medicine, Marinol, over the poison opiate Pills like Oxycontin. Liberty Mutual needs to Keep covering my Teeth as they have paid over $125,000 from the Damage the Drugs caused me from my injury. Taking Oxycontin for pain seems to be the Only RX Drug Liberty Mutual wants Us Pain patients on. Marinol is a schedule 3 and is less harmful than Oxycontin a schedule 2. So Liberty Mutual seems to keep USING this way called DDD, this means Deny, Deny,Death. This is NO way to run a Ins Co, when we patients are COVERED for LIFE.....This means cover Us, pay Our Medical Bills, Stop using my Medical papers to harm Me. I see a Pain management Doctor that IS a Psychiatrist that helps my Brain, I see a Doctor for my Spine, He is my Surgeon. So I have Three Different Doctors for one Work Injury...Stop fighting me Liberty Mutual and just cover me, for this is What Ins Co do, pay for Us when we need you too. This is just one of many to come....I got hurt in 1992 at the age of 31 yrs old. Liberty Mutual said they will COVER me for Life....Its sad that we have to write this on BBB to get the coverage Liberty Mutual has paid and NOW after 23 yrs, keep making me fight for what is needed. Why does Sick Disabled Patients like me have to do this? Its wrong. So I tell everyone about Liberty Mutual Bad ways.