Liberty Union visa Card Services cardsvcs - Edpreporting - Jessica ripoff this internet service claims to only need to verify your home address, email and bank account for confirmation &delivery of credit card, refuses to refund application fee that wasn't mentioned in their email Internet
I replied to an email from the company saying they only needed to confirm address,email and bank account # for delivery of preapproved credit card; they failed to mention that they would debit an 'application fee'. When I called to cancel the application,the representative said they would only refund $100. My account is now in the negative for the additional $59.95 that is claimed to be part of their nonrefundable fee. I asked to speak to a supervisor and was never connected.
Kim
Lumberton, North Carolina
U.S.A.
1 Updates & Rebuttals
Alexander
Miami,Florida,
U.S.A.
Don't Give out Financial Information
#2Consumer Suggestion
Tue, October 18, 2005
Dear Jessica and Potential Rip-Off Victims:
To prevent this from happening again, NEVER give out any of your financial or other personal information in response to an e-mail. When you get an e-mail asking you for financial information in response, IGNORE IT, as it is a "phishing scam" (see "How Not to Get Hooked by a Phishing Scam" on http://www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm).
LEGITIMATE COMPANIES NEVER ASK FOR PERSONAL OR FINANCIAL INFORMATION VIA E-MAIL. If you ever get an e-mail requesting your personal or financial information, CALL THE COMPANY USING A PHONE NUMBER YOU KNOW TO BE GENUINE and discuss your information with the representative or in person at the acutal business location.
Instead, TRASH THE MESSAGE and file a complaint with the FTC on www.ftc.gov. You may also want to visit www.ftc.gov/spam to learn how to avoid e-mail scams and other deceptive e-mails.
I hope that this helped Jessica and will help potential fraud victims.
Sincerely: