Complaint Review: Lisa Morgan - Micheal Garcia

I responded to the following posting on Craigslist: NO FICO CREDIT CARDS

Reply to:serv-j6q9m-1191967798@craigslist.org [Errors when replying to ads?] Date: 2009-05-27, 4:10PM CDT Personal Credit Cards NO FICO REQUIREMENTS we have the inside connection at each company: **BEST VALUE** 3 Cards in 21 business days! Bank of America - American Express Optima - Capital One $20-25K limit EACH Price: $4500 for all 3 All Revolving **Royal Mastercard** This is the Daddy of all credit cards! PURCHASE POWER! Unlimited Cash Advances Quarterly Billing, so 0% interest for 90 days - $1M in health insurance 24/7 personal assistants - and the list goes on! Only for the discerning, educated investor only! All for only $10K One-Time Fee.

Tue, Jun 23, 2009 at 1:42 PM subject Re: No FICO Credit Card Here (Bad Credit APPROVED); The response from Lisa Morgan was as follows:

These cards are just as outlined below within the text of the ad. Our connections at these processing centers can obtain any of the listed cards. We simply need one form completed, along with payment, and your processing begins immediately. It takes 3 weeks or so, sometimes sooner. We also have a full refund policy should a card not arrive, etc. Let me know your questions and enjoy your day. Regards, Lisa Morgan


Funds were sent and to date there has been no card and no response from Lisa Morgan.

Throughout the process, I kept getting updates as to all systems are go. Then I was told that the card was in the mail on 21 August 09; and on 26 August I informed her that the card had not been received. And since then, there has been no response to my request for a refund which was stated in the agreement that we both signed. I sent a certified letter requesting a refund and also have sent several emails as well as made numerous phone calls. All to no avail. No response, no followup or anything.