Loan Compliance Advisory Group, LLC This is a scam!!!!! he will take your money and gice you the run around!!! Wilmington Nationwide
I hired Loan Compliance Advisory Group to help negotiate down the principal owed on my mortgage. After several emails back and forth, his email read " Based on the fact that this loan is a MERS (Mortgage Electronic Registration Systems) transaction, with a MIN #, the probability of success is 99% based on Robo Signing & Fraudulent & Defective Assignments", based on this I went ahead and signed the contract and paid $2,800.00 to Loan Compliance Advisory Group.
One year and three months later, of paperwork back and forward, Loan Compliance Advisory Group (Mr. Joseph Bisogno) claimed the bank did not want to negotiate and there was nothing else he can do.
When I was actually able to speak to Mr. Bisogno and asked him why he had repeadtly said this case was going succesfully, he responded by saying he was upset we are trying to take legal action agianst him amd his company.
He suggested I read the fine print on the contract he sent and I signed. In other words, any legal action against him was in vain.
I wish I had read this from another client who was also taken before I signed he contract and paid the money," After he takes your money he becomes less available. He has a slivery way of convinsing you that he is actually in current negotiations with the lender when in fact it's all a haox."
I feel this is a huge scam. I am going to report to the better business Bureau and any other government company in order to stop him from taking hard earned monies from people who are despeate to be helped with the mortgage situations.
People do not be taken by this company, do your research !!!
Ana T
2 Updates & Rebuttals
Anonymous
United States,Other,
USA
Joe's Home Address
#3Consumer Suggestion
Sun, August 20, 2017
For anyone who was taken by Joseph Bisogno, and would like to file a case against him, his Tom's River, NJ address can be found on the Better Business Bureau website:
bbb.org (Search for Loan Compliance Advisory Group in Wilmington, DE)
The Better Business Bureau recently attached this address to their file, which already contained the address at:
(((REDACTED)))
Wilmington, DE 19803
I had kept Joe's home address in reserve, in order to keep from being excluded from litigation, but after the BBB updated their file, I did not see any reason to hold back further. This *is* Joe Bisogno, Sr.'s address, at which papers can be served. His wife, Linda, was listed on the incorporation paperwork, and presumably knows about LCAG's dishonest and fraudulent business practices as well. If some choose to go forward on their own legal actions, I do not wish to hold them back further.
However, a growing group of LCAG victims are coordinating our efforts and I believe it will benefit all victims more to work together. You may contact us at lcagfraud@hotmail.com.
In either case, I have attached an old photo of Joe, Sr. in a tuxedo, which I found online, so that process servers can be sure they have the right Joe Bisogno. The site where the photo could be found has been taken down since I originally discovered it, indicating that the pressure I've applied thus far has had an effect. Further, Sandy and Linda have blocked me on Facebook, indicating that they are aware of what's going on. I have not confirmed Sandy's address the way I've confirmed Joe and Linda's, but she does live nearby. I have a most likely candidate address for Sandy, but choose not to post it, since she has presumably innocent family living with her, including a husband and two, minor children. As both Joe, Sr. and Linda are both implicated, and the BBB has already outed them, I consider them fair game here.
Newer, family photos of Joe show that he has aged some since the attached photo. I did not post other photos to avoid implicating other family members who, to my knowledge, are not involved in LCAG.
Best to all in your pursuit of justice. Apologies for any delay.
Anonymous
United States,Other,
USA
Report LCAG To The Federal Trade Commission
#3Consumer Suggestion
Thu, June 29, 2017
My story is painfully similar to yours. I suggest you file a complaint with the Federal Trade Commission (FTC), and please keep reading.
Please see the first post about LCAG in this thread, originally submitted on November 22nd, 2011 and updated May 6th, 2015, for my full response and record of recent interaction with Joseph Bisogno. My full response to the first post has the same title as this abbreviated response to your post.
I am soliciting attorneys now and would like to file a class action suit against Joseph and Sandy, et al. The more people who are on board, the more likely I am to obtain a successful result. While I cannot make any guarantees, of course, I am hopeful that we will be able to secure damages through legal channels. I would appreciate your assistance. A response to this post will help get that process started.
While I cannot rule out that Joseph and Sandy managed to attach their paperwork to motions which were otherwise legitimate, I have not yet found a case in which they provided the conclusive evidence necessary to renegotiate a mortgage or obtain a bond claim. I have found substantially more cases in which people describe an experience like ours. Given the sample discovered thus far, I would not be surprised to find that LCAG never produced "specialized leverage reports" as promised in their contract to me, which no doubt was used on other victims. LCAG was operational for close to 10 years, and may still be reeling in clients, so I am hopeful that enough victims can be tracked down to move this effort forward and make it attractive to an attorney or attorneys.
If the owner of Ripoff Report does not object, I will be copying and pasting this abbreviated response to every post in this thread and other threads about Joseph, Sandy, and LCAG. Thank you for your time, attention, and efforts!