Complaint Review: loanDepot.com LLC

I started an application in May 2013.  The loan has not closed within 3 months.  The stall has been that the underwriting department can not find correct lienholder on title.  Initially, Loan Depot went to a finance broker company which landed the loan with H&RBlock subsidiary (nearly a decade back), although the loan papers and statements clearly identify the current mortgage company.  Since this is under HARP, there should be no fee, yet I'm being assessed $1,500 in fees in application forms. I am forwarding their documents to current mortgage-direct co. for competitive match.  This is how the game is played, so welcome to Hardball City!