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they offered me 4000 loan and i said i was approved but i had to submit a 200.00 payment for insurance. upfront in case i wasnt able to make. a payment. like a fool i was told to use. a money gram to send the money to an eric martinez in texas and i would have my money within a couple hours. it was my last 200.00. trying to follow up. emily pearce hung up on me when i tried to follow up today and now their message says. all executives are busy and they cant take my call. 484 area code is Pennsylvania