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  • Report:  #1131932

Complaint Review: Loans For America

Loans For America Jason Clark, Mike Williams, David Cooper they offered me a loan and i gave them money thinking that they were legitametly real and would loan me the 2600 dollars along with returning the 145 i paid them  manhattan New York

  • Reported By:
    Ashtin — Salina Kansas
  • Submitted:
    Wed, March 19, 2014
  • Updated:
    Fri, April 18, 2014
  • Loans For America
    New York, New York
    USA
  • Phone:
    3473809902
  • Category:

These people claimed to be an online/ over the phone loan company stating that i was approved for $2000-$15000 and so i thought what the hell that would really help me out and i would have a monthly payment of $180 but these people at Loans For America with the names of Jason Clark, Mike Williams, told me in order to get this loan i needed to show proof that i could pay the $180 dollars a month, so i needed to get a greendot money pak card and give them the confirmation number so they could check it.

In doing so they took that $145 dollars that i loaded onto the moneypak card and told me in return that $2745 would be directly put into my bank account. Then about thirty minutes later told me that they could not put it into my bank account due to lack of credit. They informed me that they could send it Western Union, but they would need a $329 dollar money pak card to pay for this transaction but it would be returned to me.

However when i gave them the code for the $329 they informed me that the card had a ballance of zero, so i did a little digging got ahold of the green dot customer service and they informed me that the money was on there but had been taken off. And the supposed loan company swore it wasnt and tried to get me to give them $329 more dollars. When I refused they kept arguing with me telling me they couldnt do anything and that i was not receiving my money back.  

I was transfered to different people after threatening to file a fraud charge against them they told me it would take an additional three hours to get my money back but that i needed to give them $100 dollars for the Western Union fee. when i told them they werent getting anymore money from me they hung up, i called back multiple times to find the line busy, disconected, or going straight to voicemail, when i did get someone to answer they instantly hung up when i told them my name. since then the the number has been diconected...

1 Updates & Rebuttals


FloridaNative

Palm Beach Gardens,
Florida,

Yes, it is a scam

#2Consumer Comment

Mon, March 24, 2014

This scam is called the Advance Fee Loan scam and it has been around for a long time. You can read all about it, and other scams, at FTC(dot)org.  The tip off that this is a scam is the 'lender' asking you to load money onto a Green Dot card and then asking you for the numbers! It doesn't matter what name the 'lender' gives you as the name is fake and the numbers are temporary numbers that are disconnected after a short time.

The second part of the scam, asking for more funds, is typical too. In fact, these scammers keep asking for money from you for different reasons until you recognize that it is a scam and stop sending money.

Also, now that you have actually sent funds, you will most likely get a phone call in the future with a different name but a similar scam. Be aware. Don't send any more money. Don't loan money onto a reloadable card and then give the numbers to the card to anyone. I know you know that now, but there are variations of this scam so be careful.

 

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