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Long Beach Acceptance Corporation Harassment & Violation of Privacy Los Angeles California
I do not have a loan with this company, my only connection with Long Beach is through a family member who has an auto loan with them. I have some how got caught up in the middle.
I received a call from a collection officer/person from this company lookimg for my family member a few weeks ago. I would not have thought much about it except they called looking for me under my maiden name which I have not used in over 10 years. If that was not bad enough they told me that they were calling from the Flint Bureau of Investigation regarding a criminal case.
When I called the Flint Police Department, the officer informed me that he had never heard of such a place. I tried calling the number that showed up on my caller ID when the lady called and could not get my call through. I left it at that until last night when my mother-in-law called me regarding the same telephone call. By this time I was very upset.
I called several attorneys and they either would not listen to my case or told me that there was nothing that they could do. When I called the FTC they told me that unless I could prove that they had obtained my personal information illegally there was nothing that I could do or them.
I am outraged to see that a company can do whatever they want to whomever they want and there is nothing that can be done. I thought that our private information was just that, private. But I am finding out that this is not the case. I am so frustrated and angry. If there is anything anyone can tell me please let me know. Like I said, I am not a customer of this company and have become a victim of their harrassment and illegal collection practice.
Kim
Hattiesburg, Mississippi
U.S.A.
1 Updates & Rebuttals
DAWN
Marcola,Oregon,
U.S.A.
According to the FTC creditors may not use threats, profane or obscene language, or repeatedly use the phone to harrass or annoy anyone.
#2Consumer Suggestion
Sun, October 26, 2003
They also may not use any false or misleading statements; falsely imply they are attorneys or government representatives.
If you feel that a debt collector or company has violated the law, you have the right to sue in a state or federal court within one year from the date the violation occured. If you win, you may recover money for damages you suffered plus and additional amount up to $1,000.00. Court costs and attorney's fees also can be recovered. A group of people may also sue and recover money damages up to $500,000.00. or one percent of the net worth, whichever is less.
Report problems to your states Attorney General's office and the Federal Trade Coommission. Many states have their own debt collection laws and your Attorney General's office can help you determine your rights. The FTC works for consumers to prevent fraudulent, deceptive and unfair business practices in the marketplace. To file a complaint or get free information call toll-free 1-877-FTC-HELP (1-877-382-4357) or use the complaint form at www.ftc.gov