Love Beal And Nixon Illegally withdrew money from bank accounts Oklahoma City, Oklahoma
On 10-21-09 Love, Beal, and Nixon got a garnishment order without our knowledge.
(When a garnishment summons is issued in any action subsequent to judgement, the court clerk shall attach to the garnishment summons a notice of garnishment & exemptions & an application for the defendant to request a hearing. Okla.Statute.Ann.tit.12,_1172)(The sending of of the notice of garnishment & exemptions & the application for the defendant to request a hearing to the last known address of the defendant by registered or certified mail with return receipt requested shall constitute compliance with this requirement, and no further act or service of notice shall be necessary. Okla.Statute.Ann.tit.12_1172.2)
We never received anything from Love, Beal, & Nixon. On 10-23-09 they emptied all of our accounts.
My husband is a 100% disabled veteran getting VA disability plus Social Security Disability. (United States Code, Title 38. states that my husband is exempt from garnishments or levy). LBN already knew that my husband receives VA disability and SSD. Its our only means of support. The guy we spoke to at that time at LBN made some very nasty comments about my husband being disabled, as if it was all a big joke.
The other account that we were on was my grandparents account. Both are elderly, living off social security. We were put on their accounts in case something was to ever happen to them that we would be able to handle their affairs. Love, Beal, & Nixon drained their account too. Every bit of their checking and savings is gone, the same as ours.
I tried calling LBN and spoke to an extremely rude woman who said that I needed to "shut up and listen." When I tried explaining to her that what they did was illegal she then proceeded to tell me "that they can take whatever they want".
My husband is a young disabled vet. The VA will not provide a caregiver, I'm unable to work due to needing to stay home to care for him. We have 2 young children. They have left us unable to buy groceries, pay bills, etc. The same goes for my grandparents.
I'm at a loss for what to do. I tried talking to the bank but they were no help. From my understanding the bank isnt suppose to just let them drain our accounts. I was told by a friend that the bank is suppose to put a hold on the account and then contact us before the money is withdrawn. No one ever contacted us from the bank.
Anyone have any advice on what to do, I can't seem to get any answers from anywhere else. Any help is greatly appreciated.
5 Updates & Rebuttals
Motherof2
Lawton,Oklahoma,
United States of America
Love, Beal, & Nixon - HSBC Bank of Nevada
#6General Comment
Sun, January 17, 2010
My husband was also subjected to the same thing last year, however, his situation is different because he is not disabled. Love, Beal, and Nixon also drained our bank account last year and left me unable to buy groceries for our son, unborn child and myself! I had no idea what had happened because we never received any notice pertaining to the garnishment. I did speak with the bank about it and the only thing they could do was give me garnishment papers, which basically stated how much they took. Our bank never contaced us as well. We were working with a debt program and the associate that was assigned to my husband case worked with LBN the whole time. My husband was deployed at the time and I was under a very big amount of stress so we settled with them for a certain amount. My husband and I were under the assumption that since this debt was on his account then it must have been his or something his ex wife had racked up while they were together. LBN was not very cooperative and were rude to associate who was working with us from the debt program.
Now LBN is trying to get more money from us from the same debtor but a different amount. After going through this before I am very cautious of what happens with our money and our credit. I had contacted LBN this time and the woman I spoke with could not give me any answers or direct me to someone who could answer my questions. All she told me is that I needed to submit something in writing validating the debt, which I had already done they just had not answered my questions in detail. We have sent many letters trying to validate the debt but no response. We are going to have one sent certified this week so we know that they have received it. As I am researching this more I am finding that many people have complaints about LBN and HSBC bank of Nevada! I feel that we were robbed of our money the first time and I dont plan to let it happen again. If I find out anymore information I will post it!
Steph
Minor Hill,Tennessee,
USA
Close the account
#6Consumer Comment
Thu, October 29, 2009
I would close the account and reopen it with new #s I would also report the transactions made by this scum agency as a frauduant transaction.
Stacey
Dallas,Texas,
U.S.A.
Info for you
#6Consumer Comment
Wed, October 28, 2009
go to www.budhibbs.com to get information and links to attorneys who deal with these type of bottom feeder scumbag collection agencies
Jen
Muskogee,Oklahoma,
USA
Still broke
#6Author of original report
Tue, October 27, 2009
We didn't give them our account numbers, not really sure how they got them. We spoke to the DA, he said it was civil and couldn't handle it.
Also, does anyone know the Oklahoma Statute number that states that the case has to be filed in the county you reside in? I can't seem to find it.
Steph
Minor Hill,Tennessee,
USA
How did they get the account #?
#6Consumer Comment
Tue, October 27, 2009
I am wondering how did they get your account #s. What they did was illegal I would imform the bank of this and request that you close the accounts and reopen them with new #s I would refuse to give these thieves the new account #s .If they refuse I would go to another bank and close the account there. I would also report these thieves to the local DA. I would tell who ever the DA is that money was taken from your bank account and your grand parents . I would also request that these thieves be prosecuted to the full extent of the law .