Complaint Review: Love Beal & Nixon P.C.

I have been also a victim & for me its in the beginning stage. I have only yet to recieve a letter from Love, Beal, & Nixon, P.C... They have now taken a 5-7 year debt of $1,800 when initially started. I paid approx. 42 months to the original purchased debtor *Best Buy* then the debt eventually went to collections.

Now Love, Beal, & Nixon has bought debt from "Arrow Financial Services" now I allegedly owe $3,907.98... The only letter I have recieved is dated 3-23-07. Today's date is 4-25-07.

I need to know how to get started & if this letter is whats being defined as "Petition"?? Note this is the 1st letter I have recieved. It came regular mail.. Should I be looking for A Summons in the near future? I need serious help!! Please, someone or anyone help me.

Jay
Oklahoma City, Oklahoma
U.S.A.