LVnv Funding LLC, Sherman, Providian Credit Card Collecting on debt originally owned by Sherman Collections and dropped in 2003 Greenville South Carolina
Origiginal "debt" was Providian Credit Card-used once, $119 original debt paid off in full and I requested it closed.Then came the illegal charges for $365 "insurance charges".Providian had a class action law suit filed-this all occured in 2000.
Then Sherman picked up this debt and hounded me-I disputed it ,told Sherman collections I want to go to court,then in 2003 and won, they dropped the action.
Now Lvnv Funding LLC has obviously purchased this junk debt and have damaged my credit, straight onto my credit,which I have disputed,they claim the account is not closed-the amount is for far more.
They have not made any contact with me in writing-but are trying to collect on a fully paid credit card that is supposed to be closed account-I disputed this with one agency and received a report that it is NOT closed and I must contact Lvnv Funding LLC- ........I DONT THINK SO......
The credit reporting agencies say this has been verified as correct-SURE...
I am totally sick of these Collection agencies.Countless hours of disputes,endless reporting and resorting to taking on attorneys to clear my name.....
This is the third time that I am dealing with the same ILLEGAL debt over 6 years old .
Not only that-they -the collection agencies are jumping from one credit reporting agency to the next- so you do this dispute 3 times over.....
My credit gets trashed monthly-I am totally sick of this activity-especially considering that this is all based on ILLEGAL CHARGES incurred in 1999 and previously disputed with the original debtor,then Sherman, now Lvnv Funding.........
Advice Please
L
Littleton, Colorado
U.S.A.
2 Updates & Rebuttals
J
Lakewood,Ohio,
U.S.A.
L, name all 3 as def.
#3Consumer Suggestion
Sun, December 10, 2006
If you went to court and won, then sherman should not of sold this account.
Name Sherman, this new collection agency and the original credit as def.
If the case was filed and you fought it, or it was dimissed before trial, or sherman withdrew the case befor trial, that should tell you that none of these collection agency's have the evidence to hold up if challaged in court by you.
Steve, give great advise on this site, there are a few people that are collector that will also post replies telling you, not to follow Steve,
there is no reason to talk on the phone with any collection agency's, it will do no good and the conversation never took place it there are questioned in court about it.
File a claim in small claims court against all three, it cheap, fast and easy.
Steve
Bradenton,Florida,
U.S.A.
They are all the same company! SUE them NOW!
#3Consumer Suggestion
Sat, December 09, 2006
File criminal fraud charges, and a lawsuit on the collectors and the CRA's. You WILL win.
When you dispute with the CRA's, be sure to invoke your right to see all correspondence used in the verification process as per the provisions of the FCRA.
Stay off the phone, and never do online disputes. Correspond ONLY in writing, and by certified mail, return reciept requested. be sure to put the certified# on the letter itself, and keep a copy for your records. This is very important.
By the means above, send a dispute to these bottomfeeders. Clearly deny the debt and demand something to signed to create the obligation to THEM, as well as a full account history, and itemization of charges.
Here is the info on them:
LVNV Funding, LLC,
DBA/ Resurgent Capital Services, LP
Dba/ Alegis Group, LLC
Aka/ Sherman Financial Group, LLC
Fka/ Sherman Acquisitions
Aka/Ventus Capital Services
Aka/Performance Recovery Group
Aka/Receivables Management Solutions?
Address 260 E. Wentworth Ave,
West St. Paul, MN, 55118.
PH: 651-457-1130 & 800.299.8302.
Addresses:
200 Meeting St., Suite #206
Charleston, SC 29401-3187
15 South Main Street, #600
Greenville, SC 29601
Phone: 888-665-0374-864-678-8421
877-264-5884
Fax: 888-546-7697- 864-370-4998
Websites:
http://www.lvnvfunding.com/
http://www.rcap.com/
http://www.resurgent.com/
>>>>>>>>>>>>>>>>>>
File criminal charges on them for fraud and file complaints at FTC.gov. Then sue them for your time and expenses in dealing with the FRAUDULENT collections.