LVNV FUNDING, ripoff collection agency assignee providian financial balance claim debt attorney Irving Texas
In 2001 I had accumulated a $4,000 Debt to Providian and was paying on time and at the limit. I lost my job. In 2002, I signed up with a Debt consolidation on the internet. I don't remember their name. I had a difficult time finding a job. Soon, I couln't pay even the lowest amount. Then, I lost my home and me and my 3 kids slept in a small trailer in the streets.
I ended up moving to Texas with a job lined up that only lasted 5 months. Since this bill, I moved 5 times and didn't know how to contact this company. The bill from Providian went to a collection agency, then another. They offered me a deal to pay $3,000-twice. I couln't pay it in a lump sum and again was jobless. Now, this bill was handed over to Wolpoff & Abramson, LLP and they also wanted a lump sum. There is no one to talk to from there company and they don't offer a website to go to, only a site for payments and nothing else.
Now, I'm being sued and they label it like they are partners with Providian. I did some research and found that they pay pennies on the dollar of what I owed and Providian has washed it's hands of it. I don't feel I should pay these dirty lawyers what they are asking-$5325!
I also heard from a lawyer that this agency messes up peoples credit even if they pay the debt. How can I get from under these wolves?
Treda
Brady, Texas
U.S.A.
5 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Treda..There is already legal action against them in TX..
#6Consumer Suggestion
Fri, April 14, 2006
Treda,
Go to BudHibbs.com and read about the lawsuit already against them, and see if you can get in on it.
Also, be aware that in TX wage garnishment is illegal except for Tax debt.
If you have nothing, they can only get nothing.
All you need to do is notify the court that the lawsuit was illegally filed due to the debt being legally uncollectable due to SOL. They will throw it out.
They are already throwing out all cases from this law office/collection agency.
Good luck.
Steve
Bradenton,Florida,
U.S.A.
Treda..There is already legal action against them in TX..
#6Consumer Suggestion
Fri, April 14, 2006
Treda,
Go to BudHibbs.com and read about the lawsuit already against them, and see if you can get in on it.
Also, be aware that in TX wage garnishment is illegal except for Tax debt.
If you have nothing, they can only get nothing.
All you need to do is notify the court that the lawsuit was illegally filed due to the debt being legally uncollectable due to SOL. They will throw it out.
They are already throwing out all cases from this law office/collection agency.
Good luck.
Steve
Bradenton,Florida,
U.S.A.
Treda..There is already legal action against them in TX..
#6Consumer Suggestion
Fri, April 14, 2006
Treda,
Go to BudHibbs.com and read about the lawsuit already against them, and see if you can get in on it.
Also, be aware that in TX wage garnishment is illegal except for Tax debt.
If you have nothing, they can only get nothing.
All you need to do is notify the court that the lawsuit was illegally filed due to the debt being legally uncollectable due to SOL. They will throw it out.
They are already throwing out all cases from this law office/collection agency.
Good luck.
Steve
Bradenton,Florida,
U.S.A.
Treda..There is already legal action against them in TX..
#6Consumer Suggestion
Fri, April 14, 2006
Treda,
Go to BudHibbs.com and read about the lawsuit already against them, and see if you can get in on it.
Also, be aware that in TX wage garnishment is illegal except for Tax debt.
If you have nothing, they can only get nothing.
All you need to do is notify the court that the lawsuit was illegally filed due to the debt being legally uncollectable due to SOL. They will throw it out.
They are already throwing out all cases from this law office/collection agency.
Good luck.
Heather
Murphy,Texas,
U.S.A.
SOL
#6Consumer Suggestion
Thu, April 13, 2006
Treda:
Provided you have lived in Texas since the debt went delinquent in 2001, the debt is outside of the Texas Statute of Limitations for bringing a lawsuit.
The Statute of Limitations is 4 years from the date the cause of action accrues (meaning, the date you missed your first payment). As long as you never brought your account completely current after the initial default in 2001, then LVNV Funding is suing on an SOL debt.
This is good and bad for you. Bad that you have to hire a NACA lawyer to put these thugs in their place, and good that you can get them to pay for your attorney for filing a frivilous lawsuit. Craig Jordan is a very good Dallas attorney - try contacting him through his site at
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