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  • Report:  #800160

Complaint Review: Mapleview Loan Center

Mapleview Loan Center Loan Center, they find a lender to finace your loan 932 Plainfield Street, unit #2, Rhode Island

  • Reported By:
    DeAnna — Milwaukee Wisconsin USA
  • Submitted:
    Sun, November 20, 2011
  • Updated:
    Sun, November 20, 2011

On October 25, 2011 Michael Phillips from Mapleview Loan center called me on my cel at (414) 698-6742 in the morning while I was at work.  He had said that he found a lender that would give me a loan of $6,000 that I had requested on-line looking for a loan.  He said the interest rate would be 8.5% for 36 months at $189 per month.  He also said since I had bad credit I would have to go to Walmart with $945 in cash and purchase a green dot money pak, which would be the initial security payment that would be put down on my loan when my first payment was to begin on April 25, 2012 and that i should call him as soon as I purchase it, I called him at Walmart when this had been completed, I gave him the pin number on the back of the card # (((REDACTED)))  and he told me the money would be in my account in the morning.  He had sent me a contract to read and sign, and fax it along with a copy of my lastest check stub, my driver's license # (((REDACTED))) and a voided check which I did.

On October 26, 2011, he called me and asked if the money had been put into my account and I said no, and he said  I needed to send him another $1,000 and I told him no, I wanted my money back.  He said no that I needed to follow through with the contract or else I would be reported to the BBB and I would need to send him  the remaining of the $6,000.  I said he was scamming me and I was going to report this.  He told me to go right ahead. 

I contacted the BBB in Rhode Island, I contacted the Federal Trade commission, Green Dot Money Pak Service Center, the Milwaukee Police department, and since I had a membership for free credit report.com, I contacted them.  The police said there was nothing they could do since I gave them the money, but I told them I thought they were a ligit finance company.  But they would not help me.

The only reason I had the $945 in the first place was part of my mortgage payment, I had on hold.  So I lost that and I had to borrow from another pay day loan place to cover the money I gave to Mapleview Loan Center, thinking I was getting a loan.

Please help me with this.  I feel so stupid for falling for this, I was sick for a week.  I have learned now not to be trustworthy.  Thank You in advance. 

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

1 Updates & Rebuttals


Diogenes

Averill Park,
New York,
USA

Scam

#2Consumer Comment

Sun, November 20, 2011

It is against the law to require ANY form of up-front payment in order to secure a loan.  Did you not know this ???????  Good grief !!!  And, indeed, you SHOULD feel stupid, because you ARE stupid !!!  This scam has been in every newspaper, every radio and televsion news program, and posted all over the internet for YEARS !!!   How could you NOT have seen it ???????  You just jump up and send HUNDREDS of dollars to someone you don't know and have never met ?????  Geeeezzzz...  And I'll hazard a guess here - I'll bet this isn't the FIRST time you've been scammed, is it ?  Yeah, I thought so.  Cretin.

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